u/Spunkbigboy

Have you adjusted your portfolios in retirement. I am looking to trim down mine. Any suggestions

My two small IRAs are down terribly. I need to consolidate. I have too many funds. Where do you start? I have Spyi, qqqi, schd, VYM, vymi, Asts,main, o, mo, vt,Vti and a few others that are really down so I can’t sell at a loss. Any advice. I am a retiree. Haven’t had to withdraw yet I also have Nvidea and Google

My IRAs are all over the place how do you streamline and consolidate?
I am with Fidelity.

What to do

If I was only to invest in Vti and Spyi and qqqi wouldn’t I miss out on stocks like smh and vgt? I am retired and my ytd performance is 15.4. I have a small portfolio only 158k. I hate to miss the gains these stocks produce. Please advise

We are retired and have about 500k in iras I am looking for dividend income and some growth. I don’t know if I should sell my shares in individual stocks in case of a bear market or should I let them ride. We are not taking any money out of our IRAs and have a paid for home and no bills. We get by fine with SS and even save a few hundred dollars a month and put it into our HYSA. I know retirees shouldn’t hold individual stocks but I have fomo if I sold. I have qqqi, Spyi, schd, vymi, mo, o, jnj , pg spmo, and main. I get obsessed with stocks that might go to the moon like NBIS. I know we should protect what we have. What does your average retiree do? I need advice. I don’t have any bonds as they don’t perform well. I have a Fidelity balanced fund. What do you think?

I am a retiree and I have some stocks that have reached an all time high. Like avgo, amd, meta, apple, Home Depot. Should I sell them now or just hold and see if they continue to grow?

I am interested in what kind of portfolios that someone who is 72 and has about 250k

and wife has 150k. I just want to know what others do so I can maybe improve our portfolios. Thanks

I am a 71 year old retiree and have been putting more money in to qqqi and Spyi. I also have smaller amounts in VOo, VYM, vymi and Vti Am I wrong for putting money into Spyi and qqqi. I am not drawing yet but want to build up my dry powder. I don’t have years to wait for compounding. What do you think? I also have schd. Thanks for any advice.