u/Strict_Success3653

Literally the title.

I had posted this earlier. https://www.reddit.com/r/FatFIREIndia/comments/1uf49e5/hesitant_fi_but_maybe_forced_to_re

Seems like D-day is pretty close with no other alternate offer. Wife still has a stable though a bit stressful job at times though she loves most parts of her job except for it getting hectic at times or intermittent job related travel.

I am going to use this to see if I like FIREd life. If I like, there is no going back. If I don't, I am hoping to find another job, may not be so lucrative but that's fine.

I have started looking into what might keep me busy. Bonsai, a farm house project, thinking of buying a farm for vacation, take it as one to two year project t and run as Airbnb.

Any checklist before I exit? Top health insurance recommendations?

47M, wife 48F and two kids 13 and 11

Numbers:

9Cr RSUs

8 Cr investments (almost all US, We are in India though)

1.4Cr PF

75L savings account

Agriculture land with 1.2Cr which will take some time to liquidate, dead money.

Inheritances: 1.5-2cr

Expenses: 45L a year.

Currently earning at peak, our combined earnings plus investments (paper gains of RSUs plus portfolio) were ~9Cr last year, letting as think of RE. In a normal year we earn 2Cr and 90L each.

We have a decent lifestyle, not show off. We do one international trip a year plus a few domestic. But we still maintain 10+ year old cars or eating out expenses are under 8k a month.

Have been on sidelines for some time.

I love my workplace so I show up every single day at office, but detest my current job and the group. Right now the situation is such that my enemies at work are most likely to get me laid off shortly.

Though I am FI I think I am still reluctant.

* I am concerned if the thought of forced FIRE will haunt me as a defeat for rest of the life. I know one should get over but I just hate those crooks. Would I have FIREd had I not been shown the door?

* Confession: I like to show up at work every single day though my employer allows WFH for a few days a week. I am scared of prospect of getting bored.

* I have a farmhouse which I am thinking of taking up as a 3year project which is Airbnb worth Plus at least boot strapped. But a bit far (3 hr drive) . Have a house there.

* I can help my kid with engineering entrance exam if FIRED

* My wife, family are fully supporting and even today, as soon as I enter the home, there is an elation, happiness seen in all of them. Those memories are priceless.

* I love cycling, gardening and some cooking also. I do got to nursery like the women go to shopping mall at times.

I know everyone's situation is different but just looking at ideas, comments.

And how costly is health insurance per month per person once corporate insurance is gone?

Spouse is OK to work for 3-5 more years and her job is stable, hectic yet flexible in terms of WFH.

Any thoughts appreciated. Thanks for reading LONG post

*EDIT*: This will not be first time I have been laid off (in India only), if at all that happens, though I got over the previous (and only) one pretty fast! But that was not due to vengeance but some crooks sitting in their ivory towers who I had never access to, unlike the upcoming one!

I love outdoors and travel along with spouse.

Title says it all.

By forties, I feel my wife needs me only to pay bills, mentor kids, and take care of similar needs for the kids.

Just to be clear, I understand these are indeed the responsibilities of father (and mother too).

But she does not want anything beyond that, not much romantic talk or intimacy or anything.

There is sparingly driven A8 3.0TDI, first owner, available.

I know electronics and air suspension can be costly to fix.

Anything else I should be concerned with?

The interiors are good for 12 year old and price is low (1/10th of launch price).

This has a timing chain I believe so should be better than a belt I think.

I already have 2.0T Q5 (2010) with which my experience has been mixed.

Not my primary car and have access to relatively inexpensive FNG. Mostly leisure car for long drives. I can spend a bit on maintenance.

Any thoughts?