u/Stunning_Concern_973

2 exams first day, 1 exam on second, 1 exam on third, all in the first week...

How should I prepare for it?

My parents didn't get health insurance so they will have to pay 15k for just the hospital fee, and even more depending on how many nights I stay. I told them to get it, but they said health insurance wasn't worth it as they had to buy it 12 months beforehand. I told them that hospital fees were expensive and they didn't believe me. Now they realised how expensive it is. I feel depressed and guilty now at getting this surgery.

I was just wondering how much would we have saved if we had health insurance? From my understanding we only pay an excess fee of less than $1k if we had the insurance. So even if the insurance was $500 a month, we would have saved 10k by getting health insurance. Is my maths correct? :(((

I know this depends on the assignment, but is there a minimum amount of hour that you stick to. For some reason I would feel guilty if I don't spend at least 1 hour for every percentage an assignment is worth. For instance, if an assignment is worth 25%, I would make myself spend at least 25 hours on it... is anyone else the same?

Just wanted to hear your thought on whether it was wrong for me to delete my group members work? My group member puts in 1 hour to do their part of the work the day it was due, when it should have taken a minimum of 5 hours to write (they had 1500 words to complete for their part). I already had their part written up just incase they didn't do it. We've been reminding them to complete it the past few weeks and they kept providing reasons as to why they have not started it yet. They also did not attend any classes, so even if they did complete the work, it was likely to be poor quality, which was why I decided to start working on a copy of their part the week before it was due. Though, they actually did manage to do their part the day it was due but it was written in an hour and of very poor quality.

I decided to delete their part and replaced it with mine, before submitting the final version, as what they wrote seems AI generated, and it seemed they didn't read the rubric or assessment criteria at all. I don't have time to provide feedback on their work as I did for my other members as there was simply not enough time for them to revise it anyways, and I didn't want to waste time providing feedback if they weren't going to apply it. There were exemplars, assessment resources, and things covered in class such as template, and a list of things to include for each paragraph, as well as certain structure to follow, and none of those were followed, so I assume they haven't read it.

I deleted their work with what I wrote instead and submitted the final copy (as the submitter). I hope I won't get in trouble for doing that, but I don't even think they will open up the final version anyways to see that I deleted their part. However, I do feel bad (when I shouldn't) for them in the sense that if they do download the final version and see I've removed their part, they might have think I reported them, which I didn't. My intention wasn't to erase their contribution or claim they did nothing (when they technically did do nothing), but to ensure that the final submission met the assessment requirements, and to not let my team members drag my grade down.

Short story: I was late to work which was meant to start at 8:00 AM. This is my first time being late and I've been working for 2 years. I set my alarm to PM instead of AM, and thus my alarm didn't wake me up. I woke up due to my manager calling me (at 8:02 AM). I realised I was late, panicked, and rushed to work by 8:20 AM. I told my manager that my alarm didn't wake me up as I thought I overslept the alarm, so that is why they think I was late. However, it was only after my shift that I realised I set my time wrong (PM instead of AM). For those managers here, if this happened to your worker, what do you think of this situation, and will this situation be considered when you are providing references, considered this only happened once? I appreciate your honesty. Also will this be on my record?

Longer story:

I was late to work and it's my first ever time and I feel really bad. My shift was meant to start at 8:00, and I had my alarm set at 7:00 PM instead of 7:00 AM and did not realise that. I only woke up because my manager was calling me, and thankfully the ringing tone woke me up at around 8:03, and I arrived at around 8:20, so someone else had to hop in and take my first class. This is the first time it happened, and I wanted to know if this has happened to anyone else? I could not let the manager know beforehand that I was going to be late, as I was not awake that time. Am I making this a big deal, or is it really a big deal? It's my first time being late in 2 years. And would this likely be on my record? Feel free to be honest!

Usually I would wake up without relying on my alarm, however, coincidentally, I had a bad sleep and woke up at 5:30 am with a dry eye, and it was a bit too early to be awake, so I went back to sleep. If I had a better sleep, I would have woken up at around 6:30, and stayed awake. How do I get over this incident? Should I move on and do I need to explain the reasoning as to why I was late? I have never been late and I always aim to be 15 minutes early, so I am quite frustrated that this happened, and do not want to be seen as unreliable. I will make sure to double-check my alarm next time, and ensure I set up 5+ alarms, to not let this happen again. If your a manager/past manager, would you have put this on my record, and what do you think of this incident?

I am 20, so I am not sure how HR operates. What exactly is getting 'written up' and would this happen to me, and will this incident be on some sort of long-term record? I was not given anything to sign or did not have a meeting on this incident. Will this incident be saved and noted in my file forever? I need a good reference, so I'm sad that I was late and thus, this will affect my reference!

Long story short, I was late to work and it's my first ever time and I feel really bad. My shift was meant to start at 8:00, and I had my alarm set at 7:00 PM instead of 7:00 AM and did not realise that. I only woke up because my manager was calling me, and thankfully the ringing tone woke me up at around 8:03, and I arrived at around 8:20, so someone else had to hop in and take my first class. This is the first time it happened, and I wanted to know if this has happened to anyone else? I could not let the manager know beforehand that I was going to be late, as I was not awake that time. Am I making this a big deal, or is it really a big deal? It's my first time being late in 2 years. And would this likely be on my record? Feel free to be honest!

Usually I would wake up without relying on my alarm, however, coincidentally, I had a bad sleep and woke up at 5:30 am with a dry eye, and it was a bit too early to be awake, so I went back to sleep. If I had a better sleep, I would have woken up at around 6:30, and stayed awake. How do I get over this incident? Should I move on and do I need to explain the reasoning as to why I was late? I have never been late and I always aim to be 15 minutes early, so I am quite frustrated that this happened, and do not want to be seen as unreliable. I will make sure to double-check my alarm next time, and ensure I set up 5+ alarms, to not let this happen again. If your a manager/past manager, would you have put this on my record, and what do you think of this incident?

I am 20, so I am not sure how HR operates. What exactly is getting 'written up' and would this happen to me, and will this incident be on some sort of long-term record? I was not given anything to sign or did not have a meeting on this incident. Will this incident be saved and noted in my file forever? I need a good reference, so I'm sad that I was late and thus, this will affect my reference!

Long story short, I was late to work and it's my first ever time and I feel really bad. My shift was meant to start at 8:00, and I had my alarm set at 7:00 PM instead of 7:00 AM and did not realise that. I only woke up because my manager was calling me, and thankfully the ringing tone woke me up at around 8:03, and I arrived at around 8:20, so someone else had to hop in and take my first class. This is the first time it happened, and I wanted to know if this has happened to anyone else? I could not let the manager know beforehand that I was going to be late, as I was not awake that time. Am I making this a big deal, or is it really a big deal? It's my first time being late in 3 years. And would this likely be on my record? Feel free to be honest!

Usually I would wake up without relying on my alarm, however, coincidentally, I had a bad sleep and woke up at 5:30 am with a dry eye, and it was a bit too early to be awake, so I went back to sleep. If I had a better sleep, I would have woken up at around 6:30, and stayed awake. How do I get over this incident? Should I move on and do I need to explain the reasoning as to why I was late? I have never been late and I always aim to be 15 minutes early, so I am quite frustrated that this happened, and do not want to be seen as unreliable. I will make sure to double-check my alarm next time, and ensure I set up 5+ alarms, to not let this happen again. If your a manager/past manager, would you have put this on my record, and what do you think of this incident?

I have OCD so wanted to clear this thought out. I also showed my instructor who is my marker my work a couple days before it was originally due, which show it was almost finished but I still requested a short extension to fix any last bit of pieces. The fact that I could have avoided the short extension if I wanted to (i.e., I didn't need to use it), is stressing me, as now I'm thinking that I will be marked more harshly due to requesting an extension and thus they now require more from me. Has this been the case for people, or is it my OCD?

I'm currently studying exercise and sport science, and have a HD WAM/4.0 GPA, and will be graduating next year. I plan to studying physiotherapy afterwards and was wondering if I'm going to be in for a surprise in terms of the workload and difficulty?

My undergraduate degree is quite easy to do well in, and honestly, while some of the content you learn is challenging, the assessments barely test your knowledge on those content, and just require some common sense. Even if they do test you on the content, you can find the answers in the modules, so it's just a matter of fact of looking for the answers. My point is that, anyway can score well in it, and you don't need to really understand the content to do well. For instance, you might be asked to perform a t-test to and analyse the data, but there are videos available, so if you simply follow those video for the assignment's dataset, then there's no reason why you can't do well in it. Additionally, all the exams are opened book and online, so it's quite easy to search for answers, and you can do well on the exams as well, without knowing the content. For multiple choice, they base the questions on the modules, so if you type all the modules notes into a page and control f it in the exam, you can easily find the answer. I just search for the key words in the question and will find notes on it revealing the answer, the same with the short answer questions. You just need to be good at knowing where to find the information, not necessarily understanding the content.

I've also never touched a single textbook in my entire undergraduate course, and only referred to the module content. I've also never touched a pen. How did you find the jump into master of physiotherapy compared to undergraduate for those who studied a similar degree and can relate? Is it more self-learning where you have to actually read textbook and make notes yourself, or can you just rely on the modules?

1. What do you study?
2. Are you full time?
3. How much do you make an hour?
4. How much do you make a year?
5. How much do you save a year?

I've been getting herpes outbreak around every 2-3 months for the last few years, and have been recommended to take valtrex daily. My initial outbreak was really severe and took ages to recover, and my eye was very swollen, however, the last few outbreaks has only lasted for a week or less. I would take valtrex, and it will heal very quickly. I was wondering if anyone has been taking valtrex daily and whether this has any negative side effect, and whether it will build resistance if I was to take it daily?

I do not want to be resistant to valtrex, and I am soo scared of becoming resistant to it, as I'm not sure if anything else will work for my eye herpes. And if I don't take it, and the virus infection gets worse, I'm scared of it getting into my eye. What are the chances of that happening???

What is a good ETF to hold long-term, for a set and forget? I understand more people buy DHHF, however, that's due to it being more popular among older population. I was wondering if GHHF is better if I'm 20 and plan to invest long term? And is now a good time to buy. Please don't downvote me, I'm just learning :)

From my understanding, we only report 'employment income', so income from surveys does not fit within that category. However, I am not preparing my tax return, and realised we may need to report the income we earnt from surveys. Does that mean I was meant to be reporting my income from surveys to centrelink as well all along!!!

I am not sure whether we need to report this to the ATO. Is it considered taxable income, as I don't work for anyone doing these studies, and I pick the ones I enjoy?

If I don't report, is that fine, or does this need to be reported?

Also, what would happen if I do report, but technically I wasn't meant to? Will the ATO let me know that I should not have reported it, and provide me a refund for over-reporting? It took me a long time to earn that 3k, so to need to pay tax on top of that seems unrealistic, and I will not be doing more of them next year if we needed to pay tax on it.

I am 19 and earned 30k this year, excluding the surveys, so I am above the tax-free threshold. I was wondering whether the 3k I've earned from doing the studies is taxable? I make less than minimum wage doing them. Any expertise on this would be appreciated, as I do not want to get in trouble with the ATO.

Also, if I don't report it, as I genuinely believe it's a hobby, and I am not employed completing them, but technically I was meant to, would I get fined by the ATO or would they tell me to just amend my return ? I want to report it, if I am meant to report it. However, I do not want to report it if we are not meant to, as if I report it and I wasn't meant to, will the ATO let me know that I wasn't meant to and provide me a refund for reporting it and paying tax on it, or will they not mention anything about it and keep my money? I hope that makes sense.

If anyone has been in my scenario before, please let me know how to approach this. Thanks!

Has anyone from Australia included prolific income in their tax return before? If so, do we put the income we cashed out within the financial year, or the amount earned on prolific within the financial year, regardless of whether or not we cashed out?

And can this be considered a hobby, and thus there is no need to report?

I am making way under minimum wage on prolific, so it will be sad to see my 5k earnings from prolific be taxed to even less. I want to know whether this is taxable, I will contact the ATO on the weekday to know more.

Is anyone starting the master of physio this year, if so, I would like to ask you some questions about the application process!

I got 3 HDS and 1 D.

1. What degree was your bachelor and which uni?
2. What was your WAM/GPA?
3. Which uni did you get into?

If you could share these information, so I can get a brief idea of how competitive it is, that would be greatly appreciated!!!