CSP to CSR upgrade offer with it?
Got an email offer to upgrade my CSP to CSR and qualify for bonus 75000 points after 4k spend before mid December. Any reason not to just checking I'm not missing something. Wife has CSR and I have been thinking of downgrading to avoid annual fee. We do use enough of the perks to make it worth it but not naturally. I figure since I'm getting the 75,000 point bonus, that essentially offsets the annual fee. And then obviously the travel credit. I'm thinking I upgrade mine and downgrade hers, then Utilize all the perks for the next year and then downgrade entirely?
Edit: This is a product change offer. So I wouldn't be applying for a new CSR, just product changing from the CSP to the CSR. I have had the CSR recently in the past, so I wouldn't qualify for any current bonuses anyway if I were to apply the usual way.