u/TheQuietMoments

Edit: Thank you friends! I’ve decided on a cafe!

Anyone know of any cozy coffee shops or cafes where I can do a meetup with someone?

So I have my 401k, Roth-IRA, and brokerage. The allocation within my Roth and Brokerage consists of VOO and VTI but I’m looking for a 3rd final one to invest in for the long term. I don’t do individual stocks as that’s too risky for my liking but just looking for another ETF. Preferably with an expense ratio of 0.03 but willing to go up to 0.06 if it’s worth it. Was looking at international markets such as VXUS to hedge against when the U.S. markets aren’t performing so great but the average returns are a little too low for my liking and I feel it would stunt my growth timeline.

Any suggestions will be appreciated. Thanks.

So not sure how it happened but Hypnotize is randomly basically becoming my favorite song on the Core.

When the album first came out, I gave it a 7/10 and thought it was cool but now it’s a 10/10 for me and every time I listen, I find myself unconsciously swaying my head to the rhythm and even sometimes getting up and moving my body to the groove and I feel it’s also unconscious until I realize that I’m actually dancing and I’ll sit down. I don’t even know the choreography.

Is this what it means to be Hypnotized? This shit slaps. Best song on the album hands down!