u/ThemeAffectionate959

H i I am a software engineer , been into tech past 2 years, and am planning to have a good amount in my bank after 3 years prolly to invest in a property. Considering I want to go for an absolutely risk free investment and am willing to put around 1.5 lakh per month what should be my investment strategy to make the most out of my money. Given that I am a female, are there any govt backed women centric schemes that might give me better returns. I can also invest in my mothers name (non-working) to save taxes on the generated returns. If going ahead with RD should I invest the whole amount in a single bank or split into multiple banks to de-risk my investment. Please do suggest me of the best possible investment strategy.

Hi I am a software engineer , been into tech past 2 years, and am planning to have a good amount in my bank after 3 years prolly to invest in a property. Considering I want to go for an absolutely risk free investment and am willing to put around 1.5 lakh per month what should be my investment strategy to make the most out of my money. Given that I am a female, are there any govt backed women centric schemes that might give me better returns. I can also invest in my mothers name (non-working) to save taxes on the generated returns. If going ahead with RD should I invest the whole amount in a single bank or split into multiple banks to de-risk my investment. Please do suggest me of the best possible investment strategy.