Chance Me - International Student

Rising Senior interested in Econ/Finance programs internationally (German Student)

Curriculum: IB

Weighted GPA: 7.75/7.0 (top 1% in school)

Predicted: 44-45/45 (Physics 6-7/7, not sure)

Subjects (Full IB)

HLs: Maths AA, Physics, Econ

SLs: Chem, German B, English A LL

SAT: 1530 (770M, 760 RW)

Intended Major's: Economics, Finance, or Economics and Maths

ECs: (not in order)

- Investment Fund: Founded and leading a 6-member student investing team managing €10,000 in sustainable investments across sectors such as technology, energy and consumables. Focused on strong ESG principles, long term growth, and educating our community on ethical investing.

- Jugendrat (Youth Council): One of 10 elected members advising the mayor and city council and advocating for the concerns of the youth. Part of the first ever one in our city. Secured city approval for a youth skatepark and basketball court, and contributed to public transport infrastructure improvements city-wide as well as implementing many youth events, such as gaming.

- Co Leader and head of Awareness of Non-Profit working with Amnesty International to raise awareness about humanitarian crises throughout our community through events and campaigns.

- Co-Leader, Head of Awareness, Founding Member of Non-Profit working with MSF to raise awareness and funds for humanitarian NGOs, raising €5000 in two years.

- Captain of Varsity Track and Cross Country, medalist 3 times, top 5 4 times, leading school to 1st place twice and 2nd place 3 times. Won Coaches Award, and Most Improved twice.

- Independent Research project with mentorship on Cigarette Consumption and taxes.

- Independent Research project with mentorship on the effect of an investor's risk tolerance on the optimal allocation and subsequent performance of a three-stock portfolio. Using stats, variance, covariance, vectors, matrices, multivariable calculus and optimisation.

- Completed advanced finance courses on Forage (J.P. Morgan IB, Citi MQA, Goldman Sachs Operations & Risk), applying valuation frameworks, market risk metrics, probability-based reasoning, and quantitative analysis to realistic financial case studies.

- Member of senior maths club and investor's club.

- Certified Swiss Ski School Black Academy Skiier, placing in national youth races a few times.

- Individual investing, currently have made around 10k Euros, which is a 95% increase in four years.

Awards:

World Econ Cup (Higher Distinction, National top 10, Silver Team Award)

UKMT (Gold), ISMTF (7th and 9th), Känguru der Mathematik (110/120, top 2% nationally)

BPhO (Silver), DofE (Bronze)

Honors: Academic Award, Mission Award, Economics Award, Scholar Athlete, High Honor Roll

Languages: Fluent English and Hindi, C1 German, B1 French

Other: Certifications in: eLearning Accounting and Finance, King's College 'The Invisible Universe', CERN Particle Physics.

I'm not sure how much of this is actually useful, but I put everything on here just in case.

Universities:

Europe: Bocconi, HSG, SSE, Erasmus

UK: LSE, Cambridge, Imperial, Warwick, UCL

USA: Harvard, Princeton, Yale, NYU (Stern), UPenn (Wharton), Columbia, Dartmouth

Will need financial aid for UK and US, not for Europe.

Looking for any advice tbh, doing another Econ competition and more maths competitions this year. Thanks in advance :)

reddit.com
u/Tough-Inspection-178 — 8 days ago
▲ 2 r/UniSG

Undergrad Opinions

Bocconi BIEF vs HSG BBA vs HSG BSc Econ.

Between these three, which is the most recommended for IB/consulting in Zurich, FFM, London, maybe Paris, etc. I am an IB student, 1530 SAT, 45/45 predicted, 7/7 10th and 11th gpa. I also know good (C1) german, and a little French. 

  1. Are these the three best programs for an undergrad in continental Europe for IB/Consulting? Do they lead to direct job offers in BBs or EBs in London, Zurich or FFM?
  2. Will I need a master's to enter the job market? If so, do all three of these programs allow entry into the top master's programs?
  3. In the mentioned cities, which is best for salaries, career progression, quality of life, banking culture, etc. I have heard Zurich has the highest salaries and quality of life, but is really only good for PWM and has no progression. Is this true? Also, is UBS as bad as everyone says it is right now, even in Zurich?
  4. My goal is eventually a top career in IB, consulting, PE, maybe wealth management, but essentially I want to build as much wealth for myself as possible.
  5. Are there any other unis that you guys can recommend, because from what I've heard, these are the best.
  6. Between these three, which is the best for IB/consulting/PWM in Zurich, London and FFM. I have heard Bocconi is too theoretical, HSG Econ is only good for policy, and HSG BBA is too broad. I don't know what to think anymore, so am asking for advice here.
  7. What is the best way to get job offers from Bocconi and HSG. Is it still spring week --> Summer internship --> return offer, and how is it structured in both of these unis? How is their pipeline to high finance and consulting in London, Zurich and FFM without a Master's?
  8. If my eventual goal is PE/high level IB, what is the best path for me to take from these unis?

Thanks in advance for any advice, really appreciate it.

reddit.com
u/Tough-Inspection-178 — 10 days ago

Undergrad target opinions Europe

Bocconi BIEF vs HSG BBA vs HSG BSc Econ.

Between these three, which is the most recommended for IB/consulting in Zurich, FFM, London, maybe Paris, etc. I am an IB student, 1530 SAT, 45/45 predicted, 7/7 10th and 11th gpa. I also know good german, and a little French. 

  1. Are these the three best programs for an undergrad in continental Europe for IB/Consulting? Do they lead to direct job offers in BBs or EBs in London, Zurich or FFM?
  2. Will I need a master's to enter the job market? If so, do all three of these programs allow entry into the top master's programs?
  3. In the mentioned cities, which is best for salaries, career progression, quality of life, banking culture, etc. I have heard Zurich has the highest salaries and quality of life, but is really only good for PWM and has no progression. Is this true? Also, is UBS as bad as everyone says it is right now, even in Zurich?
  4. My goal is eventually a top career in IB, consulting, PE, maybe wealth management, but essentially I want to build as much wealth for myself as possible.
  5. Are there any other unis that you guys can recommend, because from what I've heard, these are the best.
  6. Between these three, which is the best for IB/consulting/PWM in Zurich, London and FFM. I have heard Bocconi is too theoretical, HSG Econ is only good for policy, and HSG BBA is too broad. I don't know what to think anymore, so am asking for advice here.
  7. What is the best way to get job offers from Bocconi and HSG. Is it still spring week --> Summer internship --> return offer, and how is it structured in both of these unis? How is their pipeline to high finance and consulting in London, Zurich and FFM without a Master's?
  8. If my eventual goal is PE/high level IB, what is the best path for me to take from these unis?

Thanks in advance for any advice, really appreciate it.

reddit.com
u/Tough-Inspection-178 — 10 days ago

Bocconi vs HSG for IB/Consulting

Specifically Bocconi BIEF, HSG Bachelor's in Econ or HSG BBA.

Currently have a 45 predicted IB, 1530 SAT. I speak C1 level german, B1 level french. I think its likely I will get accepted to both unis. Which of these programs is more of a target, and is it really possible to get into the job market with only one of these bachelor's? Am open to working anywhere, Zurich, London, FFM, etc. Wherever the best opportunities, salary and quality of life is. Have heard that HSG Econ is more for policy making, etc. which is not what I want to do, but have also heard that a BBA is too general and puts me at more risk of AI replacement. Not really sure, looking for any advice tbh.

Also, between FFM, Zurich and London, which is the best for IB/consulting, and maybe eventual PE, etc. Ofc London is the biggest with the most opportunities, but have heard that Zurich has higher salaries. Is this true, and if so, what are the exit opportunities like from Zurich/FFM.

Thanks a lot in advance :)

reddit.com
u/Tough-Inspection-178 — 10 days ago

Possible Career Paths

I am an IB student entering 12th grade. Likely, I am going to do a bachelor's at Bocconi or HSG. Since I speak German and will have German citizenship by the end of uni ,am leaning towards HSG. From there, assuming I network well and do internships, what are the career paths?

Should I directly do a masters at a top UK school or HEC or smth?

Should I try to find jobs immediately, in consulting, IB, etc. If so, where are the best places to do so from Bocconi / HSG? Is it possible to enter UK with only a bachelor's? I was considering Zurich as well, but have heard that it caps career opportunities, and that FFM has horrible culture.

Will LSE/Oxbridge/Imperial at a bachelor's significantly boost my chances of landing a high paying job or going to a target masters? Are there any other target unis in Europe apart from Bocconi/HSG?

Just looking for any advice in general, thanks in advance!

reddit.com
u/Tough-Inspection-178 — 10 days ago

Possible Career Paths

I am an IB student entering 12th grade. Likely, I am going to do a bachelor's at Bocconi or HSG. Since I speak German and will have German citizenship by the end of uni ,am leaning towards HSG. From there, assuming I network well and do internships, what are the career paths?

Should I directly do a masters at a top UK school or HEC or smth?

Should I try to find jobs immediately, in consulting, IB, etc. If so, where are the best places to do so from Bocconi / HSG? Is it possible to enter UK with only a bachelor's? I was considering Zurich as well, but have heard that it caps career opportunities, and that FFM has horrible culture.

Will LSE/Oxbridge/Imperial at a bachelor's significantly boost my chances of landing a high paying job or going to a target masters? Are there any other target unis in Europe apart from Bocconi/HSG?

Just looking for any advice in general, thanks in advance!

reddit.com
u/Tough-Inspection-178 — 10 days ago

Possible Career Paths

I am an IB student entering 12th grade. Likely, I am going to do a bachelor's at Bocconi or HSG. Since I speak German and will have German citizenship by the end of uni ,am leaning towards HSG. From there, assuming I network well and do internships, what are the career paths?

Should I directly do a masters at a top UK school or HEC or smth?

Should I try to find jobs immediately, in consulting, IB, etc. If so, where are the best places to do so from Bocconi / HSG? Is it possible to enter UK with only a bachelor's? I was considering Zurich as well, but have heard that it caps career opportunities, and that FFM has horrible culture.

Will LSE/Oxbridge/Imperial at a bachelor's significantly boost my chances of landing a high paying job or going to a target masters? Are there any other target unis in Europe apart from Bocconi/HSG?

Just looking for any advice in general, thanks in advance!

reddit.com
u/Tough-Inspection-178 — 10 days ago

Is going into debt worth it?

Hi guys! I have a 44-45 predicted IB, and a 1530 SAT. I am applying to: Bocconi Finance, HSG Econ, Cambridge Econ and LSE econ, as well as imperial, warwick and ucl. For the UK unis I will have to either hope for funding (likely from Cambridge or LSE), or take a loan (difficult as an international student). Is the ROI high enough that LSE and Cambridge with debt for a bachelor's is worth it over Bocconi or HSG? I think only those two have a chance, since many people seem to agree that Imperial, Warwick and UCL aren't as target as Bocconi/HSG. What do you guys think? I also speak B2-C1 level German, if that helps. Also, I don't need to go into debt for Boccni or HSG - only the UK :) Additionally, do you guys think I have a chance of getting accepted to LSE with these stats? I have good EC's as well. Thanks in advance!

reddit.com
u/Tough-Inspection-178 — 11 days ago
▲ 6 r/LSE

Is going into debt worth it?

Hi guys! I have a 44-45 predicted IB, and a 1530 SAT. I am applying to: Bocconi Finance, HSG Econ, Cambridge Econ and LSE econ, as well as imperial, warwick and ucl. For the UK unis I will have to either hope for funding (likely from Cambridge or LSE), or take a loan (difficult as an international student). Is the ROI high enough that LSE and Cambridge with debt for a bachelor's is worth it over Bocconi or HSG? I think only those two have a chance, since many people seem to agree that Imperial, Warwick and UCL aren't as target as Bocconi/HSG. What do you guys think? I also speak B2-C1 level German, if that helps. Also, I don't need to go into debt for Boccni or HSG - only the UK :) Additionally, do you guys think I have a chance of getting accepted to LSE with these stats? I have good EC's as well. Thanks in advance!

reddit.com
u/Tough-Inspection-178 — 11 days ago

Is going into debt worth it?

Hi guys! I have a 44-45 predicted IB, and a 1530 SAT. I am applying to: Bocconi Finance, HSG Econ, Cambridge Econ and LSE econ, as well as imperial, warwick and ucl. For the UK unis I will have to either hope for funding (likely from Cambridge or LSE), or take a loan (difficult as an international student). Is the ROI high enough that LSE and Cambridge with debt for a bachelor's is worth it over Bocconi or HSG? I think only those two have a chance, since many people seem to agree that Imperial, Warwick and UCL aren't as target as Bocconi/HSG. What do you guys think? I also speak B2-C1 level German, if that helps. Also, I don't need to go into debt for Boccni or HSG - only the UK :)

reddit.com
u/Tough-Inspection-178 — 11 days ago

Is going into debt worth it?

Hi guys! I have a 44-45 predicted IB, and a 1530 SAT. I am applying to: Bocconi Finance, HSG Econ, Cambridge Econ and LSE econ, as well as imperial, warwick and ucl. For the UK unis I will have to either hope for funding (likely from Cambridge or LSE), or take a loan (difficult as an international student). Is the ROI high enough that LSE and Cambridge with debt for a bachelor's is worth it over Bocconi or HSG? I think only those two have a chance, since many people seem to agree that Imperial, Warwick and UCL aren't as target as Bocconi/HSG. What do you guys think? I also speak B2-C1 level German, if that helps :)

reddit.com
u/Tough-Inspection-178 — 11 days ago

Bocconi vs SSE vs HSG vs Erasmus

Pretty much what the title says. I am an IB student from Germany going into 12th grade and soon have to start applying. I am interested in Investment Banking and finance in general, and eventual PE, etc, most likely in Europe/London. Most likely cities like: London, Paris or Frankfurt.

I have a predicted 45/45, a 7/7 10th grade and 11th grade gpa, and a 1530 SAT, with solid ec's (starting an investment fund for 10k, econ world cup gold certificate, and some forage certificates). I take Maths AA HL, Econ HL and Physics HL.

  1. Between Bocconi, HSG, Erasmus and SSE, which is the best for placement into Frankfurt/London, which has the best culture, internship opportunities, exchange programs, rankings, difficulty, etc?. I am not an EU citizen right now, but might be by the time I apply, although it is doubtful, so costs might change as well.

  2. So far I have read that HSG is best for DACH, and Bocconi is best for London, but I have also read many negative reviews about Bocconi, saying it is too theoretical, and bad for international students. Is that true?

  3. is it possible to go straight to London IB after a bachelor's, or is a master's required as well?

  4. What are my chances of getting into the mentioned unis given my grades and SAT?

What do you guys recommend?

reddit.com
u/Tough-Inspection-178 — 11 days ago

Bocconi BIEF vs HSG Econ vs Erasmus vs SSE

Pretty much what the title says. I am an IB student from Germany going into 12th grade and soon have to start applying. I am interested in Investment Banking and finance in general, and eventual PE, etc, most likely in Europe/London. Most likely cities like: London, Paris or Frankfurt.

I have a predicted 45/45, a 7/7 10th grade and 11th grade gpa, and a 1530 SAT, with solid ec's (starting an investment fund for 10k, econ world cup gold certificate, and some forage certificates). I take Maths AA HL, Econ HL and Physics HL.

Between Bocconi, HSG, Erasmus and SSE, which is the best for placement into Frankfurt/London, which has the best culture, internship opportunities, exchange programs, rankings, difficulty, etc?. I am not an EU citizen right now, but might be by the time I apply, although it is doubtful, so costs might change as well.

So far I have read that HSG is best for DACH, and Bocconi is best for London, but I have also read many negative reviews about Bocconi, saying it is too theoretical, and bad for international students. Is that true?

is it possible to go straight to London IB after a bachelor's, or is a master's required as well?

What are my chances of getting into the mentioned unis given my grades and SAT?

What do you guys recommend?

reddit.com
u/Tough-Inspection-178 — 11 days ago

Bocconi BIEF vs HSG Econ vs Erasmus vs SSE

Pretty much what the title says. I am an IB student from Germany going into 12th grade and soon have to start applying. I am interested in Investment Banking and finance in general, and eventual PE, etc, most likely in Europe/London. Most likely cities like: London, Paris or Frankfurt.

I have a predicted 45/45, a 7/7 10th grade and 11th grade gpa, and a 1530 SAT, with solid ec's (starting an investment fund for 10k, econ world cup gold certificate, and some forage certificates). I take Maths AA HL, Econ HL and Physics HL.

  1. Between Bocconi, HSG, Erasmus and SSE, which is the best for placement into Frankfurt/London, which has the best culture, internship opportunities, exchange programs, rankings, difficulty, etc?. I am not an EU citizen right now, but might be by the time I apply, although it is doubtful, so costs might change as well.

  2. So far I have read that HSG is best for DACH, and Bocconi is best for London, but I have also read many negative reviews about Bocconi, saying it is too theoretical, and bad for international students. Is that true?

  3. is it possible to go straight to London IB after a bachelor's, or is a master's required as well?

  4. What are my chances of getting into the mentioned unis given my grades and SAT?

What do you guys recommend?

reddit.com
u/Tough-Inspection-178 — 11 days ago

Chance me for BIEF / BIEM - International IB Student (1530 SAT)

Hi guys, I’m an international student applying from Frankfurt doing the IB curriculum. I am aiming for BIEF as my first choice and BIEM as my second choice. Here are my stats (all grades are unweighted):

SAT: 1530 (One sitting)

10th Grade GPA (3rd last year): 6.81/7.0 on the IB scale (7.0 if PE is removed).

11th Grade GPA (2nd last year / DP1): 7.0/7.0.

Math Level: IB HL Analysis & Approaches

From what I understand, Bocconi strictly looks at the 55/45 Test-to-GPA ratio and ignores predicted scores, personal statements, and ECs. Do you think I am safe for BIEF, or should I be worried?

reddit.com
u/Tough-Inspection-178 — 13 days ago