▲ 10 r/MutualfundsIndia
Roast my portfolio
Tried building a balanced long-term mix. Be honest, did I overcomplicate it?
- Risk Appetite: Moderately Aggressive / Growth-oriented (comfortable with equity volatility and small-cap exposure for long-term compounding).
- Investment Goal: Long-term wealth creation and financial independence.
- Investment Horizon: 10 to 15+ years.
- Allocation Details (Total Monthly SIP: ₹1 Lakh):
- UTI Nifty 50 Index: 20%
- Parag Parikh Flexi Cap: 20%
- Motilal Oswal Midcap: 15%
- HDFC Small Cap: 10%
- Quant Small Cap: 5%
- SBI Gold Fund: 10%
- VXUS : 10%
- Crypto: 5%
- ABSL Gilt: 5%
- Which App Do You Use?: Coin
- Why You Selected These Funds: Picked based on a mix of low-cost indexing for large caps, proven long-term track records and downside protection for flexi/mid-caps, and deliberate diversification into gold, international equity, and gilts. Small caps and crypto were added as high-risk satellite bets.
u/Traditional-Mind4968 — 11 days ago