u/Trick_Measurement216

One of my buds gave me a really nice Scorpion helmet with a Sena 30K comm. I downloaded the SENA phone app but wasn't even able to pair it with another identical SENA comm. When I play around between my cheap XPG Com and the SENA the best I can get on the XGP is a quick CONNECTED----DISCONNECTD from my XGP. anyone have any suggestions to pair these two ? I've tried intercom and mesh blue tooth pairing, and no dice soo far

Right now I'm retired. (Lower income earner) 62 years old I'm in the process of turning off my SS monthly benefit since I don't need it right now.

My wife is 60 and earns over $300,000/year. Soon after my daughter gets married in August my wife will start winding down working 32 vs 40 hours/ week, then at some point 24 hours/week, etc. A loose estimate she doesn't mind working but of course would enjoy more free time off. Winding down to no work within 3 years shortest or perhaps 5-7 years she's not committing to anything at the moment.

We have no debt. Own our home and a duplex rental property easy $1500/ month total income on that. Have a nest egg of appx 1.8-1.9 million or so.

Currently in fidelity more managed funds than I'd care to have. I've been shopping advisors and have it narrowed down to MDRN and a sole proprietary guy Anthony DeSantis Wealth Management Both are looking good. Both operating on the bucket strategy. Bills bucket stable income and thrills bucket tracking the S&P.

Right now Anthony is saying guaranteed income annuity guaranteed $8300/ month 1.129 million initial investment starting in 3 years his cut one time 5-7% of the principle. Built in rider 50% increase if either of us cannot do any of the two following ourselves.... bathe-incontinence- clothe ourself- feed- go to bathroom without help- stand up/ sit down. We spend appx $15,000/ month right now 20% of that still going towards retirement, both our SS benefits and the rental will make up the rest of that $8300 to hit $15,000.

The rest of our assets in the market tracking S&P for growth. I'm thinking there's plenty of funds we can pick ourselves low cost ETFs.

I'm also thinking we could shop our own annuity and skip that 5-7% commission.

I think it's finally getting to the point where I know and understand enough to start shopping and thinking for myself, asking the right questions. Am I wrong ?

Interested in hearing your thoughts opinions suggestions on where I'm at right now. Thanks for reading.