u/Unlikely_Ad_1532

Hi everyone,

I(27f) was recently approved for a mortgage loan at 400. My loan is a bit unique because I started an I-099 contract this year so the mortgage officer is doing a combination of business income + personal pay stub. I need to put down 15% for this loan.

I have roughly 60k in savings right now. After closing costs, the down payment I’m pretty much using everything to my name.

I have no debt, but obviously will have little financial security. How much would you recommend I have left in savings after purchasing?

Looking for realistic advice. This would my first home.

Hey everyone! Long story short I’ve (26f)been friends with this girl (26f)for about 7ish years. She’s always had a history of never responding/waiting months to get back to me.

She’s a nurse, so she would say she was burnt out and didn’t use her phone which I totally understand (my mom is a nurse)

But as if the last two ish years, I’ll text her and won’t get a response for weeks/months BUT she actively posts on social media, Snapchat… so obviously she’s on her phone.

I wouldn’t mind a week, but a month? Two months? I decided to take a step back and start communicating like her. It only took 3 months for her to totally flip out on me, calling me a bad friend etc.

I couldn’t wrap my brain around how it’s okay for her to be bad at communicating, but I can’t be?

I brought this to her attention about a year ago in a nice manner. She basically blew me off but I was hoping she’d reflect on it over time… nope.

I want to add I would have classified her as one of my best friends and I was under the impression that she viewed me that way too.

Has anyone dealt with something similar? How did you move forward?