Can't open a bank account
Hello, I need some guidance. I've been trying to open a bank account for a few years now and I keep getting rejected. I'm a citizen of course I lived in the USA. I have an SS number to my name and an 801 credit score. If I need to have my bills paid, I would give my wife a chunk of funds to deposit into her bank account to pay them. I'm in a position now where I have over 6 figures in cash and have nowhere to put it. I was placed in a position for years where when I got paid from work, I would cash my checks and they stacked up over the years. I had chosen to bank with chime but they are limited on check writing and withdrawing large amounts when I need. I have requested to view my Chex System report and Early Waning System. Chex system is clean and the Early Warning System does not have a record for me on their system. So I'm a bit lost on what to do next. Unrealistically, I don't want to have like for example $500,000 in cash sitting around all because I can't open an account. Any advice on what I can do next? Any other reports I need to check or look at?