Any suggestions? All policies I can find don't cover subcontracted staff, despite it being very normal in the event world to bring on casual one-off event staff (barely event sole proprietors, certainly don't have their own CGL). Wondering what insurers others are using or how they are navigating this!
Curious what other event organizers are doing in terms of insurance. It is very normal in our industry to hire sole proprietors yet I haven't been able to find CGL that covers operations of subcontractors. My subcontractors also don't hold their own CGL as they often work on events casually on the side or alongside other work. I haven't been able to even find them suggested insurance for weekend event work other than event insurance policies or annual policies that could more than what I'm paying them for the weekend work!
What are other event planners doing? Does anyone have a CGL policy that covers the operations of subcontractors?
Does anyone know what it's like this time of the year? Completely packed? Will we be OK getting a site if we leave on a Thursday?