My spouse and I work for not-for-profits. 3 kids going or in college. ParentPLUS loans are no longer PSLF-dischargeable. No ICR. All we say, every day, is just "wait 2 years"
We are just praying, literally praying, every day. Our SAI is $25,000 (I don’t know how, but it is). We planned around Parent PLUS loans being PSLF-eligible and some kind of reasonable repayments; we worked and would continue to do so until we were 70 if we had to, so that our kids could go to college just as we did.
Now, we just pray every day that the same government that took that eligibility away in a matter of weeks will restore it, or something like it, in two years.
It is all we can do: pray.
I feel so sad. I have one child who is a college sophomore, one going into their senior year of high school, and one going into their sophomore year of high school.
We are so sad. Two years. We are just praying for two years.