u/Working_Class_Gyro_

Recently, took a pretty big pay cut as I was changing industries. During the transition and up until now, I have been building a portfolio to cover most of my bills. Hit that plus a 10% cushion for downturns and to reinvest. Here is my breakdown:

QQQI - 26.62%

SPYI - 20.54%

MAIN - 13.66%

BTCI - 12.91%

O - 6.91%

UTG - 5.44%

IWMI - 3.31%

NIHI - 3.24%

MLPI - 3.18%

IAUI - 2.82%

Cash - 1.38%

I will continue to add some and try to knock out a few more smaller bills. Any suggestions on how to strengthen this part of my portfolio? For this part of my portfolio, I am only looking at monthly payers.

Some additional context: this is a small part, maybe 15% of my total portfolio. Most of the rest is in growth (QQQ and SPY, primarily), plus a nice chunk of SCHD and ADX.

Any feedback is greatly appreciated.

I am a contender in a 12 team superflex:

* = in my current starting lineup

QBs: Lamar Jackson*, T-Law*, Justin Herbert

RBs: JT*, Josh Jacobs*, James Cook*, Jaylen Warren, Etienne, dart throws

WRs: Zay Flowers*, Devonta Smith*, Xavier Worthy*, Shaheed, Elic Ayomanor, Bateman, some notable dart throws (Skyler Bell, Geremy Bernard, Cyrus Allen, Elijah Sarratt)

TE: McBride*, Loveland*, Gunnar Helm, AJ Barner, dart throws

Had to trade some of my WR stock last year to get some QB help on the way to a championship, looks like I'm paying the price now. Any thoughts?