Refinancing
Rampantly inconsistent in regard to refinancing. They have ads for YRefy, and they support refinancing to step down in vehicle or to pay off negative equity depending on the situation. They support mortgage refinancing. But Friday’s show they tell a caller to forget refinancing when he could cut his payment way down and his interest rate in half. Of course he should. It would help him pay it off - it’s a no brainer. Instead they just go on and on about how if it has the word “finance” don’t do it. Instead they say “sell it and scrounge up $5,000 and buy a beater.” Zero percent this guy can/will do that. The car wasn’t luxurious and otherwise fits within parameters, so cutting interest would be very helpful. In fact in YRefy ads they says “refinance high interest private student loan debt.” Hhhmmmm…. Wonder why it’s okay in that case…?