u/achaokyara

Hey guys
I’m thinking about GTBIT for B Tech IT. The catch is that I’ll have to take out an education loan of about 7 Lakhs to cover the fees and everything else.
Looking at the tech market right now, I am absolutely terrified. Freshers aren’t even getting interview calls anymore, mass recruiters have basically stopped hiring, and I’m literally seeing seniors from these tier 3 colleges graduating completely unplaced.
My biggest fear is the debt trap. Coming from a middle class family, a 7L loan is a lot of money. What happens if I graduate and don't get a job within the one year grace period? How am I supposed to pay back the EMIs? The thought of sitting at home unemployed with a monthly bill from the bank hanging over my head is giving me insane anxiety.
I’m trying to plan ahead by grinding C++ DSA for off campus coding tests and focusing on Python and Cloud stuff to avoid the generic frontend MERN crowd, but I keep getting paralyzed by the what ifs. Is it actually worth taking a 7L debt for a tier 3 B Tech tag right now? If the private tech market completely tanks by the time I graduate, what back up options do B Tech grads even have to clear a loan like this? Also, how strict are banks if you need to extend the moratorium because you genuinely can’t find a job?
Alternatively, I do have an option to just join Delhi University for a B Sc Hons in Computer Science, which would be way cheaper. But I'm worried a 3 year B Sc won't hold enough weight if I try to apply off campus or look into moving abroad later.
Would love to hear from anyone who took a loan for a tier 3 college, or anyone who can give me a reality check on the fresher hiring scene. What should I do?

Hey guys,Throwaway account because I’m genuinely losing sleep over this decision and just need some real advice.
I’m thinking about joining a Tier 3 college under IP University for B Tech IT. The catch is that I’ll have to take out an education loan of about 7 Lakhs to cover the fees and everything else.
Looking at the tech market right now, I am absolutely terrified. Freshers aren’t even getting interview calls anymore, mass recruiters have basically stopped hiring, and I’m literally seeing seniors from these tier 3 colleges graduating completely unplaced.
My biggest fear is the debt trap. Coming from a middle class family, a 7L loan is a lot of money. What happens if I graduate and don't get a job within the one year grace period? How am I supposed to pay back the EMIs? The thought of sitting at home unemployed with a monthly bill from the bank hanging over my head is giving me insane anxiety.
I’m trying to plan ahead by grinding C++ DSA for off campus coding tests and focusing on Python and Cloud stuff to avoid the generic frontend MERN crowd, but I keep getting paralyzed by the what ifs. Is it actually worth taking a 7L debt for a tier 3 B Tech tag right now? If the private tech market completely tanks by the time I graduate, what back up options do B Tech grads even have to clear a loan like this? Also, how strict are banks if you need to extend the moratorium because you genuinely can’t find a job?
Alternatively, I do have an option to just join Delhi University for a B Sc Hons in Computer Science, which would be way cheaper. But I'm worried a 3 year B Sc won't hold enough weight if I try to apply off campus or look into moving abroad later.
Would love to hear from anyone who took a loan for a tier 3 college, or anyone who can give me a reality check on the fresher hiring scene. What should I do?

Anyone or you have any idea how much was the cutoff for B.Sc. CS and Maths for Sikh minority last year?

Are ye pichle saal sikh minority ki bsc cs aur maths ki cuttoff kitni gayi thi any idea?

Whats the difference between shift 1 and shift 2 like are there any cons for joining shift 2 over shift 1