u/anon2k2

I’m retiring in a few months at age 58.5, and I also plan to do full time international travel for at least the first but probably the next few years. (I took a 6-month leave of absence a couple of years ago and traveled the entire time and loved it, spending about a month each in 6 different countries).

I plan to sell my house and park the proceeds, waiting for the right time and location to settle down again.

Because I have most of my financial assets in pre-tax accounts ($2.6M as of yesterday) and anticipate my net proceeds from my house to be about $550k, I’m thinking about putting the proceeds into a post-tax account invested in ETFs that return dividends as ROC to use as monthly income, which would theoretically keep my AGI low and allow more headroom for Roth conversions in the years I’m traveling.

Does that sound like a reasonable path? Are there things I’m missing in my plan?

I’m about 9 months out from retirement and I’ve been finalizing planning. I’ve really learned a lot from this group in the last couple of months of knowing it existed. I really appreciate that it always has the upside and downside for various investments.

I have $2.5M in tax deferred accounts, $100k in brokerage and savings, and a $600k house that’s free and clear. I’m single and 58.

In late March I renormalized one of my IRAs that has about $300k in it and I ended up with BTCI (13%), QQQI (32%), SPYI (27%), and CAIE (27%). For the last 5 weeks that’s generated roughly $4,500 distributions and the portfolio value is up by about $5k.

My plan is to take the distributions and buy shares relative to which ones are furthest from their 200 day MA (right now BTCI) since I don’t actually need the income.