Affirm, why is you trying to get me into more trouble?
Just made a $500 payment yesterday on a $3,500 0% interest loan and now they are offering me more trouble... They are super forgiving of my recent transgressions where I settled for half of original amount financed.
Edit:
To those who say ignore it or don't use it, I don't really have anything I want to buy right now. I'm just posting because the Affirm algorithms don't make any sense and I wanted to share that small detail.
My job gives me a $10K bonus every 3 months on top of a $15K yearly bonus so I use affirm to buy stuff on sale at deep discounts that randomly show up on my radar. The $3,500 loan is to buy a couple of items that normally sell for $5,000. These items also provide experience in my field of science and technology.
A transgressions are me purposely trying to game Affirm into taking less money than what I owed. The other weird part is that my credit dipped 30 points but recovered 100 points after I paid them off and then use the paid invoice to successfully dispute and have the negative items removed from credit reports.