u/bobster676

Hello, our family of 6 will be visiting San Pedro de Atacama for 4 nights (3.5 days) in early August, flying in and out of Calama. We were a little surprised at how high the quotes we received for tours were. A different option would be to rent a car, or two, in Calama and do most, if not all, the tours ourselves (would still need to pay for tickets). If we did hire a car(s) we may need to spend the last night in Calama - as we have an early flight and it looks like the rental places may not be open that early.

I would be grateful for any advice - including on what approach we should take, which tour company to use, and any advice on accommodation or anything else. Thank you!

My partner and I have had an offer accepted on a second house. It needs a fair bit of work and is so good value. There are three potential exit routes: sale, let, holiday let. We plan to decide the best option when the property is ready - as the numbers are currently similar across all three options. What we need to decide rapidly is the purchase route, where there seem to be three options: my partner and I, just my partner, or via a Ltd company.

I am a higher rate tax payer. My partner does not work and thus has full tax allowances to use. We don't have immediate plans to develop any other properties but will see how this one goes. Financing the purchase and works will be part liquid cash and part cash from additional mortgage borrowing on our current property.

From what I have researched it seems finely balanced as to whether it is better to purchase the house via a limited company or not. Grateful for any views or advice on which option we should use.