u/california_explorer

They had a good Q3 with 10% in revenue of $8.56B with FY26 revenue and non-GAAP guidance to $21.34B - 21.37B and $23.8-$23.85, respectively.

What do you think is the cause of the dive? Could 17% corporate layoffs be part of it??

The company also announced it is reducing its full-time workforce by 17 percent to simplify its organizational structure and become a faster, leaner, more focused company. It estimates that it will incur approximately $300 million to $340 million in restructuring charges, largely recognized in its fourth fiscal quarter ending July 31, 2026.

Does this make Intuit a dip buy?

Oracle has faced legitimate criticism over its massive $523B RPO (remaining performance obligations) backlog, driven by its heavy customer concentration with OpenAI - Oracle's primary partner for training large-scale data models in its AI data centers. For ORCL shareholders, this concentration risk was compounded by the uncertainty surrounding the trial between Musk and Altman.

Musk alleged that when he co-founded OpenAI in 2015 and invested $38M of his own money it was based on an explicit agreement with Altman that the organization would remain a non-profit company that is dedicated to developing AGI for the benefit of humanity.

Altman and his executives turned the company for profit and as a result, Musk wants to sue for $134B disgorgement. Musk claims the massive financial success was built on a fraudulent foundation.

This entire case is dismissed and this means for OpenAI, it's legal troubles is now behind it. OpenAI's very for-profit corporate structure remains intact and this benefits Oracle whose multi-billion dollar infra agreements with OpenAI are not compromised.

What does this mean? I think it's more than just business-as-usual. ORCL stock's upside is gonna go through the roof! While that massive RPO backlog remains highly concentrated, that concentration is now tied to an anchor tenant whose path to a historic $1 trillion IPO is cleared of legal roadblocks - leaving oRCL perfectly position to reap the rewards.

What do you think? Meh? Or were you stressed as an ORCL share holder?

It seems a safer bet with AI is not to bet on AI-centric companies like AMZN, GOOG, META, ORCL, etc but on the materials for AI hyper scaling centers.

Materials companies like

Memory (sanddisk)
Disk (eg. western digital)
Chips (eg. Smc)
Power

Those materials are always in demand but surging in very high demand due to data center roll outs. What other AI materials companies are you holding and care to share your gains?

AAPL has become a hedge against the AI hype. No AI, just massive revenue gains and profitability year over year through iPhone and hardware sales. Only announcement related to AI would be its switch from OpenAI to Gemini starting in June 2026.

AAPL remains in its lane:

• Phone sales at a colossal $59B
• Apple services (digital music, subscriptions) $30.97B
• Mac revenue $8.39B

31% EPS which shocked the market by a whopping 23%.

Even the transition from Tim Cook to John Ternus did not affect the pricing of AAPL. The market said, "we don't care who is leading our cash cow. There's enough grass in the field, the cow does not need to be led anywhere just eat and keep pumping out cash."

Any thoughts on the AAPL earnings call on April 30, 2026?

Tim Cook steps down Sept 1, 2026 to be replaced by John Ternus a hardware engineering head.

Under Tim Cook:

• AAPL grew from $350B valuation to $4T.
• Maintained supply chain
• Increased margins
• Monetized services

But also under Tim Cook:

• Apple Intelligence is a joke
• No innovation, only cash cow optimization

Will John Ternus:

• Keep the cash cow optimization?
• Innovate in the flavor of Steve Jobs? (very unlikely, Jobs was 1 of 1)
• Get on board with long-term AI strategy? (Apple is very late to the AI party)

4% up after earnings or 4% down after earnings call?

Personally, I hate to say it, I'm looking for an AI roadmap from Apple. Are they going to invest, partner, integrate with AI?

"Software is dead. SaaSpocalypse is happening because AI is taking over!"

That's the sensational headlines often thrown against companies like Service NOW.

I agree AI commoditization is causing a lot of companies to no longer need SaaS shops like Service NOW. Yes also Service NOW's per seat/user licensing model goes against the AI shift of outcomes and code generation.

But I think NOW has some potential upside.

1. AI agents still need data, workflows, governance, security, orchestration layers - things that NOW specializes in.
2. NOW is like an AI control layer, they are not ignoring AI but leaning into this code enhancement tool. It favors NOW in higher-value automation not just selling more seat licenses.
3. NOW is still growing, YOY, with financials that show huge backlog and RPO growth.

Its hard to see how companies like Blackbird (a shoe maker) shot up 600% just because they said, "we're not making shoes anymore, we're going into the AI business." That is enough to tell me that the market is unusually AI-biased in all their evaluations instead of looking company fundamentals.

Are you buying into the dip?

Disclaimer, I don't own NOW but at its current price of $90 I may add to my portfolio.

Do you think ORCL needs to partner with more neocloud partners like coreweave and crusoe so they don’t bear the CAPEX alone? Doing so helps but would lower their margins and delay profitability.

Another change would be to diversify GPU manufacturers other than all-in with NVDA (eg. AMD instinct chips)

Without this kind of diversification ORCL is too risky. What are your thoughts on Oracle strengthening its position as an AI hyper scaling player?

I need to stop checking ORCL stock price. Just when I thought ORCL was on the rise it fell massively again. The SuperMicro cancellation seems to be the biggest penalty against ORCL right now and gives wallstreet more reasons to punish the stock price. I think it's best to check the stock again in 2028 when the first AI hyperscaling data centers with the outdated Nvidia blackwell GPUs are online with whatever remains with OpenAI as a company after xAi sues it and Anthropic surpasses it in the billions, as the final standing AI generative coding agent.