Paano po ba ginagawa yung paikot system? May ₱8k po ako ngayon, tapos may utang ako sa Maya na ₱10,439. Ang statement date ko po ay July 6.
Possible po ba na bayaran ko muna yung ₱8k bago mag-statement date, tapos i-withdraw ko rin ulit after lumabas yung statement? Tama po ba na yung remaining balance na around ₱2k+ na lang ang magre-reflect at magiging due ko sa July 20?
I have an Easy Credit loan na ₱10k and na-max out ko siya. Let's say nagbayad ako ng ₱5k one day before my statement date. Tama ba na ang magre-reflect sa due date ko is yung remaining ₱5k balance plus interest and other charges?
Ang concern ko kasi, yung ₱5k na ibabayad ko, baka kailanganin ko rin ulit hiramin agad. Kahit ba gamitin ko ulit yung ₱5k after paying, yung due amount ko pa rin ba is based sa remaining balance na na-record sa statement date? Or kailangan ko nang bayaran ulit yung full amount?
Makaka-borrow pa rin ba ako from my available credit after that payment?
Please help me out. Hindi pa kasi kaya bayaran nang buo for now. 😅🙏
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