u/captain_8008

Hi everyone,

I’m planning to buy a KTM Adventure 350 in Pune and received the following quotation from the dealer.

The quoted breakup is:

Ex-showroom / Basic: ₹2,86,858

RTO: ₹35,681

Logistics: ₹1,000

Accessories: ₹1,337

1 Yr. Comprehensive + 5 Yr. TP: ₹14,987

On-road with comprehensive: ₹3,39,863

0 Dep Insurance: ₹17,559

On-road with 0 Dep: ₹3,42,435

Additional 5 Years Warranty: ₹2,599

Labour-free AMC: ₹2,360

Final total including all of the above: ₹3,47,394

I’m also buying it through Amazon, which is already saving me around ₹15,000 on the ex-showroom price.

My questions for KTM owners / people who recently bought a bike:

Can I skip the dealer's ₹17,559 0-dep insurance and buy it myself from another insurer?

Is ₹14,987 for 1-year comprehensive + 5-year third-party reasonable for the Adventure 350?

Are the ₹2,599 additional 5-year warranty and ₹2,360 labour-free AMC worth taking, or can I skip them?

Is the ₹1,337 accessories charge optional?

Is there anything else in this quotation that I can negotiate or remove?

What was your final on-road price for the Adventure 350 in Pune?

I’m trying to get the best possible deal without compromising on necessary insurance/coverage.

Would appreciate advice from anyone who recently purchased the KTM 350 Adventure.

Hi everyone,

I’m filing ITR-1 for AY 2026–27 on the Income Tax portal and had a question regarding TDS.

My employer deducted TDS only in my April 2026 salary payslip. For example, the April 2026 payslip shows:

• Income Tax (TDS): ₹30,784

• PF Employee: ₹1,800

• Professional Tax: ₹200

TDS was not deducted in the earlier months.

However, when I reach the “Tax Paid” section on the Income Tax portal, it shows:

• Total Taxes Paid: ₹0

• Schedule TDS1 (Details of Tax Deducted at Source from Salary): Empty

Also, Form 16 is showing ₹0 TDS for all four quarters.

I was expecting the TDS deducted in April to appear in the portal.

I wanted to check:

Has anyone seen ₹0 under “Taxes Paid” even after TDS was deducted from salary?
Should I manually enter the TDS details while filing ITR-1?
Could this mean the employer deducted TDS in salary but has not yet deposited or reported it correctly?

Any guidance would be appreciated. Thank you!