My ex and I were together for 6.5years and broke it off amicably. It's been a while since the breakup, and there are a few handmade items that my ex made. I'm not sure if someone would buy them if they were donated (no offense... I thought they were great when we were dating. Like, a tiny pillow? That's cool!) but throwing them out feels coldhearted. What should I do?
Yesterday I was entering my house when a medium-sized branch fell off the tree across the street and fell partially into the road (not enough to cover the whole road by any means, but covered the sidewalk it went into the road about 1/4). I called about it right then and there and went inside. By the time I left again 15 minutes later, they were clearing it up! I was amazed!
Hey everyone, I'm extremely stressed and could use nice words or advice.
TL;DR: I have a scholarship and a loan in order to pay for Wageningen University and Research Master's. However, Wageningen wants all the money before July 1. They want all loan and scholarship letters before June 1. The scholarship can only give me an official letter early July, and the loan will give me a letter early June. Essentially, I have no proof on paper that I can give this money to Wageningen before June 1, despite knowing it to be the truth. The loan and scholarship only disperse mid-July or later. Essentially, I have the money, but no proof, and no way of paying before July 1, but I am also unable to delay my degree, as then I'd lose the massive scholarship and loan.
Background info:
- International student from the US
- Wageningen wants all loan/scholarship/etc letters before June 1
- Wageningen expects full invoice of €38088 before July 1
- Wageningen has a tuition of ~€22k, a required ~€14k which they return to me after depositing into bank account (covers living expenses for the year, seems common in NL) and the rest is administrative and visa costs
- All US-based student loan servicers, from what I've seen, do not give money to Wageningen (for no reason in particular other than international). My particular loan is special. Would love to know if anyone has had a better time with this.
Actual post:
Hey everyone, I am extremely stressed about my finances at the moment, and I could really, really, really use advice or nice words. I am going to Wageningen for a Master's in Plant Biotechnology. I have personal savings of at ~10k USD and I have a scholarship of 30k USD. I also am getting a loan of 20k USD. This all ends up being €50k. You might think this means I'm in the clear. However, the scholarship only sends out their letter in early July (even though I am basically guaranteed to get it; trust me on this), and I don't have the loan approved thoroughly yet (I can probably give them the letter for this before July 1, but possibly not June 1).
Using my personal finances, I can completely cover the cost of the visa and related fees, as well as some more. Wageningen claims to need the money this early due to the visa. I have the money to pay for the visa, just not the tuition.
The main issue in all this is the timing. From what I've seen, Wageningen is completely unwilling to delay the tuition payment, even by a month (6 weeks would be ideal). I have the money, technically, but Wageningen is unusual in how early they want this money compared to other universities, and the loan company and the scholarship organization are unable to work around their timeline.
I am unable to delay my admission for half a year; my degree program does not allow this. I cannot defer for a full year, as I'd lose my scholarship (and most likely my loan) as well as have to go through the entire application process again.
I am unable to call them to discuss, as I cannot make international calls easily. I would strongly prefer to call, but they only take calls between 9:00am and 12pm their time, which is between 3am and 6am my time. I have requested to set up a meeting but they said no. I am going to call soon (probably tomorrow) at 3am their time, but I really hate this. Their reasoning was that having things written down creates a paper trail. Which is fair, but incredibly disheartening, and forces things to take significantly more time. I have emailed them, but they have been nonsympathetic—and they tend to only answer one question at a time when I ask multiple, which adds another layer of frustration.
On their end, they want some sort of proof that I have this money, which is fair, but I do not have this proof officially. My parents will not pay anything. My credit score is good, but getting a relatively quick loan is quite the process, and it would have to be 35k usd.
I am in an extremely tough situation. I have worked very hard, and I have managed to be awarded this money, but I do not have it before Wageningen's timeline, and I don't know what to do.