u/chakshu_19

I’ve been looking into the tax liability for Gold Mutual Funds (Fund of Funds) and noticed a discrepancy. INDmoney is currently stating a 3-year holding period for Long-Term Capital Gains (LTCG) with indexation benefits.
However, based on my understanding of the current tax rules for FY 2026–27, Gold Mutual Funds should qualify for LTCG after 24 months and be taxed at a flat 12.5% without indexation.
Has anyone else noticed this? Can someone verify if the platform’s tax calculator is actually updated, or am I misinterpreting the current regulations?
I opened a ticket on indmoney and this was their response which i think is wrong(attached screenshot)