u/checkitaht

I’m about $40k in debt. Three years ago it was closer to $60k, so I have made progress, and I try to remind myself of that. But this remaining $40k feels impossible some days.

Breakdown:
- ~$16k credit cards
- ~$16k car loan
- ~$7k private student loan
- ~$20k federal student loans

It’s affecting everything. It makes career advancement harder to consider, especially opportunities that involve relocation. It’s putting strain on my relationship too, because my partner is essentially debt-free aside from the mortgage. I constantly feel like every step forward financially gets canceled out by something else.

Now my car needs brakes, rotors, and an oil change, and I only have about $750 in savings.

I’m already working 44 hours a week, and I’m disabled, so most of my time off is spent recovering enough to go back to work. Picking up a second job honestly doesn’t feel sustainable physically.

I guess I’m just looking for advice from people who have dug themselves out of this kind of hole without completely burning themselves out in the process.

I had a package delivered to my house nearly 2 weeks ago. The package was technically delivered correctly, except it was delivered for the previous owner. (Person lives in a different state now, no ability to contact)

I called the 1-800 number and was told a claim would be opened and a driver would pick up the package.

The package still sits.

I then decided to take the package to a UPS store and was told they cannot take it back and to call the 1-800 number. I already have, but I’ll do it again.

So I do.

Same thing. A driver will be out tomorrow to pick it up, please make sure it is in the same area where the driver delivered initially.

It’s been 3 more days.

I don’t want this package.
The previous owner probably does.

I don’t know where they live now to mail it to them.

And it is a bit crap if I have to pay shipping to send it back to the original sender, which looks like a warehouse of some sort. I will if necessary but ugh.

Any suggestions on how to get someone here to pick this thing up? Is the 1-800 number really my only option? Thanks!

Hello!

I’m a medical patient in PA, and will be traveling to Avalon/Stone Harbor in June.

I would like to enjoy a few pre-rolls, but understand that public consumption is not permitted.

Are there any consumption-friendly areas near Stone Harbor/Avalon?

Where we are staying does not allow smoking, unfortunately.

Thank you so much!

*Note: looking for legal consumption-friendly areas if they exist in NJ. Please do not recommend beaches/parks/personal home.