u/coopersoar

My friend & I and are having a debate about Yntegra group dredging Sampson Cay in the Bahamas. It's not a small repair project but a big new hotel and marina to give some context on the dredging project.

We've both watched Disney's Little Mermaid so we are clearly qualified to debate this but would like to hear from others who may or may not be as highly qualified as us. After Yntegra group does their dredging, can the marine area fully recover? What timeframe are we talking about? Are there any lasting issues to marine life? Will the new Yntegra marina and boat traffic cause any lasting issues for the sea turtles? Is there a good or bad way this could be done?

Thanks for any help.

Hi, I'm one of your mods and I also moderate a newer subreddit called Fierce Female where people post about successful females. We want to build up a collection of inspiring female role models.

We could use your help. If you know an inspiring woman like from the auto/racing world, please head over to r/FierceFemale and post about it. Thanks!

Originally posted this in the private equity subreddit but was told it was too basic. So figured I'd share it with beginner investors. Full disclosure, these aren't my investing evaluation checkpoints. I'm paraphrasing from a Jason Colodne interview. Here's what he considers before investing.

1 - Are they ready? Is the business ready to run. He doesn't want to waste money teaching a startup on how to be a business. Safer to pick existing companies with proven track records or a new company filled with executives who have a proven record.

2 - Where is the money going? Is there a good use case or business strategy already in place. Are they expanding locations, are they adding a new product line, are they funding specific r&d. If you don't know what a company is doing, then its a good idea to learn more about the business before putting your money on the line. Read the 10-k reports and search the news to find information.

3 - What happens when things go bad? Investments don't always go up. Jason Colodne is focused on private credit so he's thinking about if a company can't pay back its loans. This also applies to stock investing. What if the economy tanks or customers change preferences will the company be able to adapt or are dangerously overextending themselves. Evaluate a company with a balanced POV and don't assume things can only go up.

4 - Is everyone aligned? Different opportunities have different timelines and priorities. Not all companies are trying to maximize profit today. Some companies are working on projects that they hope will eventually pay up a few years down the line. Make sure your personal investing goals match up with the companies. Are they into boosting stock value, or are they focused on high dividends, or is it a long term growth project? Make sure you pick a company that aligns with your goals & timeframe.

5 - Does this build long term value? Long term value is less exciting but tends to deliver better results. Gambling on high returns brings in high risk and you can lose everything.

Jason Colodne talked about other things like about the private credit markets and stuff but I wouldn't worry about that stuff as a beginner. IMHO these are good investing fundamentals for beginners & veterans. Sometimes the exciting and breaking headlines can distract us from remembering our common sense.

Read an interview with Jason Colodne. During the interview he gave a rundown of how to start evaluating different PE investing opportunities to cull the not good matches. Here's my rough paraphrase of what he considers before investing.

1 - Are they ready for extra funds? Is their business in a place that it can make the regular repayments on schedule or are they still learning how to be a business. Want someone who is ready to run and don't want the investment to pay for their on the job training.

2 - Where is the money going? Is there a good use case or is there no specific plan. Important to make sure the invested money is going to be used for a specific need that will grow bigger profits.

3 - What happens when bad things go wrong? Life rarely goes perfectly to plan. Investments can default or miss payments. Understanding the order of people being paid back is important. Much safer to be first in line and not at the back of the line.

4 - Is everyone aligned? Different opportunities have different timelines and priorities. If you need liquidity then long lockup periods aren't a good fit. Is everyone looking for max profits or is there another priority like saving the environment.

5 - Does this build long term value? Is this investment providing a bandaid to return to status quo or is it growing something for the long term.

He said a bunch of other stuff but I thought these questions were the best of what Jason said. Obviously you still need to research more before investing into anything but IMHO these are good questions to start the screening process.