Should I be worried about this phone call?
hello, I got a call from a debt collector and it was just one call this afternoon, no voice mail, nothing, just one singular call. I didn't even know till around 5pm and I was immediately freaked out when I looked up the name and they are legit.. they called me through a number with my area code instead which is odd but it says it happens. I am really young, just turned 20, i have no debt and never have.. I don't own a car, i don't own a house.. should I be worried? could someone be using my credit? maybe they are calling someone who used to have this number? (i got this number in March), I get a lot of random calls, but they are usually always scams, this, this one's a legit third part debt collector.