Hey everyone, torn between two 2024 CPO Q5 55 TFSI e options and could use some feedback—especially from anyone with kids or experience with the air suspension.

Option 1: Premium Plus (~$44.5k OTD)

Color: Black / Okapi Brown leather

Packages: Warm Weather Pkg, Black Optic Pkg, 20" wheels w/ All-Seasons

Original MSRP: ~$67.4k

Option 2: Prestige (~$45.4k OTD — +$900 difference)

Color: Glacier White / Black interior

Packages: Prestige Pkg, Sport Plus Pkg, Black Optic Plus

Tires: Summer performance tires

Original MSRP: ~$74.7k

The original MSRP gap was over $7k, so getting a Prestige w/ Sport Plus for $900 more feels like a no-brainer on paper.

My main hesitations:

The Seats & Kids: We have young kids. Sport Plus swaps the full leather for Dinamica suede inserts (and deletes seat ventilation). How is Dinamica to maintain with kids compared to standard leather?

Suspension: How big of a difference does the Adaptive Air Suspension actually make on the heavy PHEV platform over rough roads?

Tires: Prestige comes on summer tires, so I'd need to budget ~$1300 for all-seasons soon.

Which one would you go with? Thanks!

Hey everyone, looking for a deal check on two quotes I have in hand for a 2026 BMW X5 in North Carolina. Trying to decide if the ~$4.2k price gap makes the loaner worth it or if the new one is the clear winner. Both are offered at 0.9 APR and pretty much match all the key packages (DAAP, Premium, Climate Comfort & Parking Assistant, Massaging - Loaner)

Option A: 2026 X5 sDrive40i (Retired Loaner)

• MSRP: $79,275
• Actual Mileage: 5,616 miles
• Drivetrain: sDrive (RWD)
• Dealer Discount: $11,000 (~13.9% off MSRP)
• Rebates: $1,000
• Pre-Tax Vehicle Price: $67,275
• Admin / Doc Fee: $899
• Taxes & Non-Tax Fees: $2,188.22
• Total Out-The-Door (OTD): $70,362.22
• Financing Rate: 0.9% APR for 60 months

Option B: 2026 X5 xDrive40i (Brand New)

• MSRP: $79,850
• Actual Mileage: 5 miles
• Drivetrain: xDrive (AWD)
• Dealer Discount: $7,985 (10.0% off MSRP)
• Rebates: $1,000
• Dealer Accessories Fee: $698
• Doc / DMV / E-File Fees: $839.25 ($698 doc fee)
• Taxes: $2,197.83
• Total Out-The-Door (OTD): $74,600.08
• Financing Rate: 0.9% APR for 60 months

Which deal would you go with? Should I push Option A to 18%–20% off and ask them to throw in CPO status, or push Option B to wipe out the $698 accessories fee and target an 12%–14% pre-incentive discount?