u/cum-d-umpster

so i just went into the branch a couple days ago to open my small business account with td, everything was going well, had my ein and my business certificate and all my personal document for my sole proprietorship. then they print out the form to say does all this look good and i’m like, no the ein is where my social should be and my social is where the ein should be. long story short, after 2.5 hours they come up with a "fix" for the problem.

next day i go make my first deposit and now today, it’s showing that i have no money and when i called they said my account is frozen. here’s the kicker. it’s cause the ein and social don’t match. does anyone know what to do from here because i am at such a loss. i just started my business and have bills to pay and now my account is frozen because they made an oopsie on my application.

so a little backstory, december 2023 i lost my partner, my job, my house and made an attempt. i had to move back home with my family and entered a php where i got diagnosed bipolar curr depress sev w/psych and got medicated and everything. things were going well, i got a job, an apartment, but then i started drinking again and have been in a relapse since dec 2024. beginning of may i made another attempt which obviously didn’t work, had a manic episode, and have been wildly depressed since then and i wasn’t drinking, but then i started drinking again because the depression has become unbearable. my eating disorder has also come back and i’ve lost some weight, but not a lot yet.

my question is, at what point do you just say fuck it and do an iop or php or something? how do you even navigate that with work. everything is so scary and overwhelming right now and i really don’t know what to do