u/dankiel_y

Hi everyone, I am trying to see if getting BILT card is worth it for me. I tend to purely use it for paying my rent, and nothing else.

From what I found, it will still give me 250 points per month for the free version even if I have no other purchases than rent on there.

Currently, I am paying rent with my checking account, so I get nothing back from paying it.

Is it true that there is no processing fee paying rent with BILT? and would it be worth it for my use case?

So, I got my Citi Costco card about 2-3 months ago, and honestly, it’s been a pain in the ass. First, it was impossible to even activate the card because they kept saying the information they had on file was different from my input. We found out later after 1.5 months and 3 replacement cards that it was an error on their end. Now, when I try to add the card to my Apple Wallet, it won’t let me.

I’ve had to call their fraud department and talk to them for hours, only for them to say, “You may just need to wait until you are in good standing,” which makes no sense since I’ve only made 2 purchases with the card, and it’s not like I’ve missed any payments.

Has anyone else had this issue or know how to resolve it? I’m able to add my other bank credit cards without any problems, but Citi has been a headache.