r/biltrewards

I was traveling for the last two weeks so I unfortunately missed out on the news of Amtrak as a new transfer partner until this week. I heard it's a good addition. I am planning on taking several Amtrak this coming year and wondering if it makes sense to transfer points over to them. I haven't quite figured out what the cpp value is. I haven't done any points transfer yet with bilt but Amtrak sounds like one of those partners I see myself using a bit more often than others. I have the bilt palldium if that means much.

Avoid all the end of year posts and support calls, give users a way to convert BILT Cash to BILT Points. Nobody likes to leave BILT Cash on the table.

If you play hardball, I'll let it go for 250 points. Just give me something.

I don’t travel with United that much but am thinking of getting a United Card just for some of the mileage deals that are available to card holders. Looking at a flight that costs around $500 cash or $33K miles but has a discounted rate of only $13.5K miles if you’re a card holder.

I would use Bilt points and transfer to United. Is it worth it to get a United card just for this reason? I’m thinking yes if I fly United at least once a year. Annual fee is $150

As we know, the Bilt to World of Hyatt 1:1 transfer ratio is officially ending. Starting January 1st, the transfer rate drops to 4:3. A 25% haircut across the board,even for Palladium cardholders.

Why is this exactly happening? Anyone know?

Okay I’ll play the other hand, I don’t seem to have enough Bilt cash, right now I’m sitting at 70 bilt cash, and loading up my Costco shop card so I can go ahead and redeem 100 Bilt cash for $100 hotel credit.

Me and my GF use the card together for basically everything we can.

So far I’ve probably redeemed almost everything I can every single month besides the blade and the black credits.

Like nothing is better than visiting a city or a place for 2 days and only spending like 100ish on a hotel in the burbs. So every month is use $100 bilt cash on that, we use $70 on cash to points credits, we use the $25 dining credit, and my GF also takes a monthly fitness class. Not to mention we always try to have the points at 3x till we used all 5 boosters.

Like I needed bilt cash earlier this year so I ended up prepaying the HOA dues till end of year also.

Hey everyone,

Just purchased my first home and gettinf Bilt for the mortgage, but especially looking to save points to redeem towards a down payment of another home in the future (2-3 yrs).

I don't travel or eat out much and don't really see that changing, hence why I didnt go with Palladium.

Am I correct about a few things:

1. Double points on Rent Day (1st of every month) with a limit of 1000pts from this specific bonus

2. with my preference set to Grocery instead of Dining, it'll be a 6x multiplier so I'll need to spend about $167 in groceries on the first of every month to max out the Rent Day bonus

3. I typically grocery shop at Giant, will using Bilt card to buy a Giant supermarket gift card also earn the rent Day bonus?

4. all Bilt cash, even the $200 I got as my Obsidian signup bonus, can be converted to pts

5. In my situation its best to try to match my mortgage ($2244.63/mo) in non housing purchases monthly, as the 1.25c pts will outweight the Bilt Cash > Pts conversions and be less of a hassle?

What else am I missing?

Anything else you guys recommend for me?

Just booked a car from the Marais in Paris to the airport. $36 after $150 Bilt cash redemption. Uber was $53. So I saved $17 AND get a private black car company. This is a great way to burn any excess bilt cash you’ll have. I’m super happy with this.

Reaching out for insight as my card has now been compromised 3x. This last time I didn't even use the new card.

Speaking with Careless last time they said it's because they didn't flag it as lost/stolen the first time? They ensured it was flagged this way, but yet it happened again?

This is my only card that has fraudulent charges?

For those who have transfer the points to get the Flying Blue gold status match - was it worth it? What was your best experience using it with sky team?

Would love a site to see more actual uses. I think my math and estimates make sense.

10/4/2-26 PET SMART quintuple Dip! Goal: Cat Food $1 a can or less and easy to get from home. Checked 4 of my favorite spots. Deal Was at Pet smart. Researched Quickly to find canned cat food for 96 cans for $84.28.

1st Dip: Buy one Get 25% next one deal. Saved $9.77. Total was $74.51 for all items.

2nd Dip: Before I paid, I closed. Logged on to Rakuten and linked to Pet Smart. Rakuten Link to Pet Smart Order was 2% back. Received $1.37 in the form of BILT Points (Rakuten can be cash back or transferred to BILT for more value. Estimate $3.00 when used correctly at BILT.

3rd Dip: Paid with BILT Card. That gives me 2% back on points which I am estimating at 150 Points or about $3.00

4th Dip: Bilt Cash 4% of Total. Earned $2.98 Will spend dollar for dollar at Walgreens.

5th Dip: Received 745 points from pet smart. Estimate $1.50 for future purchase.

Summary Bill 84.28 for 96 cans 2 cases of 48 Coupon (25% of off one case ( Savings $9.77) $1.37 Rakuten savings transferred to Bilt is estimated to be about $2.50 Value 150 Bilt Points is about a $3.00 value. Bilt Cash Earned $2.98 (Value varies but can use it dollar for dollar at Walgreens. Pet Smart Points (745) is about $1.50 value

Savings from all 5 Dips: $19.71 or (23%) Savings if you don’t count coupon: $9.94 (13%)

Closing: The idea is to double/ triple dip or more all of our spend and have a cumulative amount of points, pet smart points, and bilt cash to provide value on items I spend already! This is just one example if used over time can really save money

I had a card previously and just rediscovered some points and looking to get back into it now that you're allowed to make mortgage payments through the account it seems. To those familiar with paying rent or mortgage, how would you maximize and is what I'm trying to do event possible?

I pay rent in the place I live and also pay 5 other mortgages. I've always paid these things with cash since that's what's allowed but could I be paying all these through a Bilt card? I pay almost 10k a month so it seems like a no brainer to try to do. Can I pay 6 different housing expenses and collect points on all?

Bilt and the Qatar Airways credit card recently made a splashy announcement that rent payments would earn 3x avios. Awesome!

Normally, spending with the card gives 2 Qpoints (status points) per 1500 avios earned. I made a payment, which posted as the base avios + 2 bonus avios. However, instead of earning the qpoints on the payment, I received zero Qpoints: none on the bonus avios, as expected, but also none on the base avios. I've been going back and forth with Cardless customer support, who has said that bilt payments don't earn any qpoints and they point to the terms and conditions. However, the terms and conditions state it posts as 1 base avio and 2 bonus avios and that "BONUS" avios don't earn qpoints.

Anyway, just putting it out there so people know. Since qpoints are valuable to me, I won't be using bilt for rent anymore and will just pay my landlord directly.

Anyone else still having this issue? Think it started wed/Thursday last week and after a couple calls and emails, still can’t add to my apple wallet. Anyone else in the same boat?