Happy Pride! 🏳️🌈🏳️⚧️ Her full post on Instagram is so well-written and lovely i highly recommend checking it out and giving it support.
With Rebeca and Jade, this year has been a highlight for WAG pride!
I really love their gymnastics and they just won two silvers at PanAm! However I rarely, if ever, see their name mentioned as a contender for LA28 or even worlds. Why is that?
I have read the Wiki but have a unique situation.
I just finished paying off car and currently put 8% into 401k. I pay $1600 a month to live in an apartment with family. After this, I have ~$2400 net per month while working 48hrs a week and pay $200 in medical and car insurance bills a month.
I have a graduate loan of $23k @ 8% and an undergraduate loan of $21k @ 4.25% (in deferment, since in school).
My initial plan was to put $1500 toward my grad loan every month until paid off, and then save for a home. However, my parents and brother have agreed that if I buy a home they will pay me rent to live there and contribute $10k to the down payment.
I fully trust the payment arrangement and would make an official lease agreement, etc etc. I am wondering if it is smarter right now to put $1200 a month in savings for a year or two and pay ~$300 on the grad loan (prevent interest growth).
I am asking since, even though I would be buying a home out of sequence, I have the mortgage covered by my family as tenants, so I can go straight to covering my grad loan once bought.
Closed Comedones or Skin Barrier Issue?
My skin has been doing really well lately but I woke up to these numbs - they actually don’t look too bad in person and don’t hurt - just annoying that I cannot figure out what they are!
I have oily combo skin that has actually been well controlled lately. I have been dealing with pretty bad digestive issues lately, too.
Here’s my routine if it’s helpful:
Morning:
• HaruHaru Wonder AiryFit SPF50
Evening:
Skin1004 cleansing oil
Dermalogica gentle foaming cleanser
Beauty of Joseon Glow Deep Propolis Serum (used on and off for years)
IsnTree Hyualoronic Acid (used for a long time but maybe unnecessary?)
Dermalogica Active Moist Moisturizer
About once a week I use the Paula’s Choice BHA liquid or Dermalogica microfoliant paired with the beauty of Joseon rice mask
I currently work 60-70 hrs a week and max out my 401k at 8% and make $2400-$2800~ after rent and taxes. My family pays for food. I am also in 2 graduate courses per quarter.
For the past year I have been making average $1100 car payments (car payment due was only $518 at 10%) and this June I will be making my final payment! My other monthly bills are a $61 medical bill and $137 car insurance.
I also have graduate loans of $22k at 8.08% unsubsidized government and $21k subsidized government at 0% right now, since I am in school.
My current plan was to aggressively pay $1200 toward my grad loans a month, to finish within two years.
However, my family member is getting married and I’ve paid $1800 to go to this wedding on a 0% credit card (0% ends in October).
I am wondering if it is okay to simply put $500 a month toward the grad loan for a few months while I pay off the vacation at $600 a month. It was definitely a splurge to go on this trip and buy the clothes, etc, but I guess I just… want to live a little. I guess I am looking for people to deinfluence me or let me know do this is an okay plan.