Am I Behind, Average, or Ahead Financially at 30? No

30F — How am I doing financially? Looking for honest feedback.

Salary: $90k/year in Client Success + ~$10k annual bonus

Assets -$72k in FXAIX (investing ~$1,500/month) -$48k Roth IRA (maxed annually) -$40k 401(k) -$18k HYSA -$2k–$5k checking

Debt -$11k federal student loans -$13k private student loans -$No credit card debt

Other -Car paid off -Rent: $1,300/month -Other monthly bills: ~$200/month

Net worth is roughly $154k after debt.

I sometimes feel like I need to earn more to invest more aggressively, but I’m wondering if I’m actually in a pretty good spot for 30.

What would you do differently, if anything? Am I behind, average, or ahead for my age/income?

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u/doofussun — 2 months ago

Is my hair broken? Or new growth?

What are all these flyaways and short hair strands? I can’t tell if it’s broken hair or hair that is growing…. i’ve been actively trying to heal my hair for the past three years after getting my whole head bleached in a shitty salon, so I’ve not put any color on it and try to oil and keep my scalp clean, hydrated, and all of that. what do you think?

u/doofussun — 3 months ago

Work Exchange in ATL?

Any local work exchange opportunities at local farms, yoga studios, etc? Please share :-) I’m new-ish to the area and currently work from home but want to get out more and meet people!

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u/doofussun — 3 months ago