Planning to consider an EV with all these petrol drama going on. What’s a safe EV that I can consider?
Mostly city rides in Bangalore and occasional highway drives.
I really liked 3XO EV, But there are no reviews on YouTube and feels weird!
Hey everyone, quick doubt
I’m trying to invest in Kotak Emerging Equity Fund (mid cap), but on Groww I only see Kotak Midcap Fund Direct Growth.
Are these the same fund (just renamed), or are they actually different schemes?
Just want to make sure I’m picking the right one before starting SIP. Thanks!
Finalised my SIP allocation after some research. Would love honest feedback.
Portfolio:
- UTI Nifty 50 Index Fund Direct Growth — ₹20,000 (33%)
- Parag Parikh Flexi Cap Fund Direct Growth — ₹17,000 (28%)
- Kotak Emerging Equity Fund Direct Growth — ₹16,000 (27%)
- Nippon India Small Cap Fund Direct Growth — ₹7,000 (12%)
Why these funds:
- UTI Nifty 50 → Proven and zero manager risk
- Parag Parikh → Only fund with international exposure + quality bias + cash buffer
- Kotak Emerging → Best risk-adjusted ratios in mid cap, lowest ER (0.38%)
- Nippon Small Cap → Largest small cap fund, 15yr track record, 200+ stocks
22-year horizon long term wealth creation | Moderate-high risk | 100% equity | All Direct Growth plans
My questions:
Looking for genuine feedback. Thanks!
Groww, Coin, Kuvera and others
What should I consider for my SIPs?
Demat vs SoA which is better and safer?
Please advise
Parag Parikh Flexi Cap Fund – ₹22,000
Nifty 50 Index Fund – ₹15,000
HDFC Balanced Advantage Fund – ₹10,000
HDFC Mid-Cap Opportunities Fund – ₹8,000
SBI Small Cap Fund – ₹5,000
Total – ₹60,000
Parag Parikh Flexi Cap Fund – ₹22,000
Nifty 50 Index Fund – ₹15,000
HDFC Balanced Advantage Fund – ₹10,000
HDFC Mid-Cap Opportunities Fund – ₹8,000
SBI Small Cap Fund – ₹5,000
Total – ₹60,000