u/eggward1014

I’m planning to invest about $100 a day for the long term and want a simple portfolio I can contribute to consistently.

I initially considered VOO, but I’m comparing it with VTI, VT, or a VTI/VXUS combination. How would you decide between those approaches, particularly regarding international diversification?

I’m also curious whether adding SCHG or QQQM provides a useful growth tilt or mostly increases overlap and concentration. I’m comfortable with volatility, but want to understand the tradeoffs before choosing an allocation.

I’m considering investing $100 a day for the long term. VOO seems straightforward, but I’m open to more aggressive options and comfortable with volatility.

Would you choose VTI, SCHG, QQQM, another ETF, or a mix? Curious what you’d pick and why.

Worked at a joint Baskin Robbins and Dunkin store when ordering from the touchscreen kiosk.

Also worked at a freestanding Baskin Robbins store in Los Angeles without ordering from the touchscreen kiosk.