u/emtash10

Hi there. I’m a year and a half in on my compounded sema and more recently compounded triz journey. I started at almost 235 but have been hovering around 195 for a while. I workout semi-regularly and there are other things I can fine tune to be successful in maintaining and continuing on. I would like to stop the medication. Not cold turnkey, but wean myself off. Can people share with me their success stories with keeping weight off and even continuing their weight loss?

I have noticed I have not an ounce of food noise and struggled with that prior to starting the meds. While I know that will come back, I want to work on more things to discipline myself.

My husband and I own a home but still owe about 90k on the mortgage. We have a significant equity position, roughly 300k, as the property is worth far more now than what it was purchased for.

We are looking at building a home on the existing property using a new construction loan. We were told by our lender that we can use the equity position we have in the home for the 10% that is required for the construction project. That being said, can someone please explain to us how this “equity” works? The existing home will be taken down once the new house is finished, so this is not a dual parcel situation. We were wondering if the equity position can be used to “give more” for the construction project.

Basically, we want to understand it because we are well aware our mortgage will increase (more expensive than what we have) and our rate will go up (we still have a great one from the Covid times). I don’t want to be told we can use equity if that means we have a new construction mortgage payment that’s x4 what we have now (with the 90k rolled in) and then an additional payment to pay back said equity.

Sorry if this is too long. We want to know how we pay back said equity or how we can make sure we’re using it to our benefit not to hemorrhage us financially.

My husband and I own a home but still owe about 90k on the mortgage. We have a significant equity position, roughly 300k, as the property is worth far more now than what it was purchased for.

We are looking at building a home on the existing property using a new construction loan. We were told by our lender that we can use the equity position we have in the home for the 10% that is required for the construction project. That being said, can someone please explain to us how this “equity” works? The existing home will be taken down once the new house is finished, so this is not a dual parcel situation. We were wondering if the equity position can be used to “give more” for the construction project.

Basically, we want to understand it because we are well aware our mortgage will increase (more expensive than what we have) and our rate will go up (we still have a great one from the Covid times). I don’t want to be told we can use equity if that means we have a new construction mortgage payment that’s x4 what we have now (with the 90k rolled in) and then an additional payment to pay back said equity.

Sorry if this is too long. We want to know how we pay back said equity or how we can make sure we’re using it to our benefit not to hemorrhage us financially.

My husband and I own a home but still owe about 90k on the mortgage. We have a significant equity position, roughly 300k, as the property is worth far more now than what it was purchased for.

We are looking at building a home on the existing property using a new construction loan. We were told by our lender that we can use the equity position we have in the home for the 10% that is required for the construction project. That being said, can someone please explain to us how this “equity” works? The existing home will be taken down once the new house is finished, so this is not a dual parcel situation. We were wondering if the equity position can be used to “give more” for the construction project.

Basically, we want to understand it because we are well aware our mortgage will increase (more expensive than what we have) and our rate will go up (we still have a great one from the Covid times). I don’t want to be told we can use equity if that means we have a new construction mortgage payment that’s x4 what we have now (with the 90k rolled in) and then an additional payment to pay back said equity.

Sorry if this is too long. We want to know how we pay back said equity or how we can make sure we’re using it to our benefit not to hemorrhage us financially.