u/erin507

▲ 2.2k r/dashcams

All my friends and family bought a dash cam after I showed them this lol. Also was still figuring out all the features and I didn’t realize the car beeped when someone behind you is too close as well. I was so confused bc there was no one in front me… that confusion made sense a few seconds later.

Okay let me edit this a bit to make something clear. I was getting over at the start of this video. The lane I was in formally and the lane I was maintaining were lanes to exit the freeway. I started slowing down because the cars in front of me were. I always leave a pocket of space in front of me whenever I drive, and that’s why when my car started signaling me that someone was too close I was confused . Maybe I should’ve originally worded it differently, but should’ve, could’ve, would’ve.

Some interesting people said it looks like I was break checking… even though the guy maintained his speed until literally speeding up. “It looks like he was trying to pass you.” Na, it looks like he wasn’t paying attention, said oh shit when he finally was, tried to avoid a collision and failed miserably.

Everyone is entitled to how they view things, fortunately the insurance company viewed him at fault.

u/erin507 — 22 days ago
▲ 48 r/legal

Location: Virginia

In 2024, my vehicle was rear ended, and the other driver was found 100% at fault. The at fault driver’s insurance adjuster (Geico) initially indicated that the car would likely be declared a total loss. However, my own insurance company inspected the vehicle, determined it was repairable, and it was fully repaired.

Last year, I attempted to refinance my car but was denied. After following up, I was told the denial was due to my vehicle being reported as a total loss. I later discovered that Geico reported it this way, and Carfax is relying solely on that report. I was never informed this via email, a formal letter, nothing. If I didn’t try to refinance my car, I’d have no idea about this.

For the 6+ months, I’ve been trying to resolve this with both Geico and Carfax. Geico has acknowledged that they paid the claim through subrogation, but they have refused to update their reporting. The last manager I spoke to stated in an email: “I can document the facts of the claim in this email but cannot change anything from the GEICO standpoint as we would have proceeded as a TL if we were settling the claim.”

Despite having extensive documentation including repair records, older letters from GEICO stating the vehicle was not totaled, and confirmation from my own insurance company, Carfax will not update the report because they rely on what Geico has in their system.

Almost every time I contact Geico I have received inconsistent responses. For months, I was told investigations were ongoing and forms were being submitted, only to eventually be told in the end by said manager that nothing can be changed.

At this point, I’m wondering if there is any legal process I can pursue to compel Geico to correct this reporting? If anyone at all can offer help I’d greatly appreciate it, because I’m at a loss of what the hell to do.

reddit.com
u/erin507 — 24 days ago

In 2024, my vehicle was rear ended, and the other driver was found 100% at fault. The at fault driver’s insurance adjuster (Geico) initially indicated that the car would likely be declared a total loss. However, my own insurance company inspected the vehicle, determined it was repairable, and it was fully repaired.

Last year, I attempted to refinance my car but was denied. After following up, I was told the denial was due to my vehicle being reported as a total loss. I later discovered that Geico reported it this way, and Carfax is relying solely on that report. I was never informed this via email, a formal letter, nothing. If I didn’t try to refinance my car, I’d have no idea about this.

For the 6+ months, I’ve been trying to resolve this with both Geico and Carfax. Geico has acknowledged that they paid the claim through subrogation, but they have refused to update their reporting. The last manager I spoke to stated in an email: “I can document the facts of the claim in this email but cannot change anything from the GEICO standpoint as we would have proceeded as a TL if we were settling the claim.”

Despite having extensive documentation including repair records, older letters from GEICO stating the vehicle was not totaled, and confirmation from my own insurance company, Carfax will not update the report because they rely on what Geico has in their system.

Almost every time I contact Geico I have received inconsistent responses. For months, I was told investigations were ongoing and forms were being submitted, only to eventually be told in the end by said manager that nothing can be changed.

At this point, I’m wondering if there is any legal process I can pursue to compel Geico to correct this reporting? If anyone at all can offer help I’d greatly appreciate it, because I’m at a loss of what the hell to do.

reddit.com
u/erin507 — 24 days ago

In 2024, my vehicle was rear ended, and the other driver was found 100% at fault. The at fault driver’s insurance adjuster (Geico) initially indicated that the car would likely be declared a total loss. However, my own insurance company inspected the vehicle, determined it was repairable, and it was fully repaired.

Last year, I attempted to refinance my car but was denied. After following up, I was told the denial was due to my vehicle being reported as a total loss. I later discovered that Geico reported it this way, and Carfax is relying solely on that report. I was never informed this via email, a formal letter, nothing. If I didn’t try to refinance my car, I’d have no idea about this.

For the 6+ months, I’ve been trying to resolve this with both Geico and Carfax. Geico has acknowledged that they paid the claim through subrogation, but they have refused to update their reporting. The last manager I spoke to stated in an email: “I can document the facts of the claim in this email but cannot change anything from the GEICO standpoint as we would have proceeded as a TL if we were settling the claim.”

Despite having extensive documentation including repair records, older letters from GEICO stating the vehicle was not totaled, and confirmation from my own insurance company, Carfax will not update the report because they rely on what Geico has in their system.

Almost every time I contact Geico I have received inconsistent responses. For months, I was told investigations were ongoing and forms were being submitted, only to eventually be told in the end by said manager that nothing can be changed.

At this point, I’m wondering if there is any legal process I can pursue to compel Geico to correct this reporting? If anyone at all can offer help I’d greatly appreciate it, because I’m at a loss of what the hell to do.

reddit.com
u/erin507 — 24 days ago