u/febio1

▲ 3 r/btc+1 crossposts

Lump vs DCA

I have a relatively large amount of cash set aside for Bitcoin. I already DCA weekly and plan to continue doing so, but over the last few weeks I’ve also been adding extra lump-sum buys.

I’m torn between three options:

Keep my normal weekly DCA and do nothing else

Split the remaining cash over the rest of the year (or bis November) and add small lump sums regularly and spend the whole amount within the next 2 months

Invest most or all of it now and forget about it

My biggest concern is sitting on a large cash position until October or later, only to see BTC much higher by then. On the other hand, I could invest everything now and watch the price be significantly lower in 6 months.

For those who have been in a similar situation, what strategy did you choose and why?

And of course, nobody knows. Just here exchanging some ideas.

And btw, remember that Lumping statistically beats DCA ;).

Cheers guys

reddit.com
u/febio1 — 1 day ago
▲ 0 r/Aktien+1 crossposts

Hear me out guys

Hear me out

Hey guys,
I’ve had this on my mind for a while and wanted to get your thoughts.

Disclaimer: nobody knows what will happen — but we can at least make some guesses 😉

Based on the 4-year cycle and what most BTC “experts” on Twitter/Reddit are saying, the real bottom could come around September–October.

At the same time, we’re seeing this massive AI hype. It does feel a bit like a bubble — probably not as extreme as the dot-com one since many companies are actually generating revenue, but still overheated.

My assumption would be that if there is a correction, it could also happen around Q3. AI stocks would likely drop, and BTC might go down further before starting the next bull run.
That said, if everyone expects a bottom in October, it usually doesn’t play out that way.

For my part, I’m sticking to my €150/week DCA. I’m also putting in some extra now — because even if we drop further, current levels already look attractive long-term (and I plan to hold anyway).
In that sense, it doesn’t really matter whether I buy at $60k, $55k or even $50k.

Curious to hear your views.
Cheers

reddit.com
u/febio1 — 3 months ago