u/grahampositive

So with all the new legal changes and things, maybe this question is still unsettled, and maybe I should just be patient.

Normally, I wouldn't be able to order a pistol AR to a regular FFL since it would be an "assault pistol" and need to be "remanufactured" into an AOW and then transferred as a form 4

But now with the injunction to the NFA, theoretically could I order a PSA pistol AR (assuming they would ship it, which maybe they wouldn't but say for the sake of argument they would) and then the only compliance work it would need is to slap on a VFG and transfer it to me? Does that make sense?

I have an HSA account through HSA Bank as part of my employer-sponsored health insurance plan. The bank recently changed their investment fee to 0.1% assessed as 4 quarterly 0.025% fees. This seems very high and I would like to switch to my own account. My other investments are with vanguard and they don't have an HSA option. I could use Schwab but I wanted to see if there was a preferred HSA Bank that folks recommend

Haven't seen anyone mention belt fed rifles, but as best I can tell the only thing holding these back before was the AWB, do I think they're gtg?

PDF of letter available here: https://storage.courtlistener.com/recap/gov.uscourts.ca3.123103/gov.uscourts.ca3.123103.117.0.pdf

text copied below:

Dear Ms. Dodszuweit: The Cheeseman Appellants/Cross-Appellees write to inform the Court of the Supreme Court’s recent decision in Wolford v. Lopez, 609 U.S. ----, 2026 WL 1825723 (June 25, 2026). Wolford strongly supports the conclusion that New Jersey’s ban on certain semiautomatic firearms is unconstitutional. Wolford definitively rejects the argument that, as a predicate to applying any Second Amendment scrutiny to a challenged arms restriction, Plaintiffs first must demonstrate that the arms they wish to possess are “in common use” or “well-adapted or widely used for selfdefense.” State Br., Doc. 36 at 13 (Jan. 8, 2025). Rather, in a case like this the only predicate question is do the laws at issue “concern any form of ‘Arms,’ i.e., any weapon customarily used for offensive or defensive purposes?” Wolford, at *6. The answer to that question here is beyond dispute, so the Second Amendment presumptively protects possession of the banned arms and the onus is on New Jersey to prove that they are “dangerous and unusual.” Cheeseman Reply & Cross-Resp. Br., Doc. 49 at 6 (Feb. 7, 2025).

Contrary to New Jersey’s argument that “the common-use analysis is part of the Court’s threshold inquiry into the scope of the Second Amendment’s original right,” State Br. at 27, Wolford makes clear that such considerations “are out of place at Bruen’s first step. At that stage, as we have explained, the question is simply whether a challenged law falls within the Second Amendment’s ‘plain text.’ ” Wolford, at *10. New Jersey’s argument effectively poses the question to this Court of whether parties “can smuggle additional limits, drawn from our regulatory tradition into the plain-text stage of the inquiry,” but “[t]he answer is and always has been no.” Id. at *14 n.1 (Barrett, J., concurring); see also Cheeseman Pls.’ Reply & Cross-Resp. Br. at 5 (“The State … seeks to conflate Bruen’s distinct textual and historical inquiries into a single question.”). As Justice Jackson made plain in her dissent, applying Wolford requires that “at step one, courts must look only to the ‘plain text’ of the Second Amendment.” Wolford, at *26 (Jackson, J., dissenting).

I'm looking to get at least 2 if not 3 AR lowers and both dirty bird and PSA have 3-packs on sale. The ones on ar15 discounts come to $50 each, but my go to FFL charges $50 for transfers per firearm.

I get that it's part of their business and it's not less work for them to do 3 vs 1, but even a small discount would help. Paying as much for a transfer fee as for a lower feels crazy

That is all