u/guitarshredda

Last year when I was looking for a car, I was advised by two different dealerships (part of the Hatfield Motor Group) to take out full financing on a car and then pay my deposit in a few months later by renegotiating the loan. Apparently the banks would likely provide a much more favorable interest rate. This sounded completely counter-intuitive and after researching I found out its complete nonsense (see this link https://mayaonmoney.co.za/when-to-pay-that-car-deposit/).

The dealerships do this so that they can get a higher commission from the financing deals. Needless to say the dealerships did not like me when I asked them to run all the various scenarios with and without a deposit, and the scenarios with a deposit always came back with a better interest rate. They liked me even less when I asked them for the pre-agreement statements from the banks to compare all the various quotes and interest rates offered; one dealership outright refused and said they "weren't allowed" to disclose these to me (which is once again nonsense).

I am looking for a second car and the dealerships are starting with the same crap again. How on earth is this legal? Surely I can report them to the NCR?

I recently started getting into watches (never had any interest in them most of my adult life!). Casio has been a great place to start in this hobby, having picked up two digital watches prior to this one.

Picked up this EFB-730D-7AV as my first ever analogue watch off eBay for a very good price (even at retail it's still really good value). I chased this particular model in the silver colour for a few weeks as they seemed to be sold out almost everywhere, so the secondary market was my next option. I see recently it is back in stock on sites like Tic Tac Area.

Paired it with a rubber strap from Hemsut (their "Jelly Silicone" line of bands) and I have to say it fits so well and looks great with most outfits. Also, I have a roughly 6-6.25 inch wrist so this watch does work with smaller wrist sizes.

Can anyone recommend some other wrist straps for me to try with this model? I picked up a leather and canvas strap from Hemsut as well, but they don't fit so well on my wrist.