u/helkohelko

I was looking at base power, but the math isn’t mathing for me. Our house consumes about 1,000kw/h per month.

On Powertochoose today you can get a 36 month plan for around 11.5c, compared to base at 13.5c (extra $20/mth). Plus a $20/mth membership fee. So basically $480/yr + $700 upfront buys you protection from outages? Seems kind of expensive for a relatively infrequent occurrence. Am I missing something?

Edit: Got it. I guess I’m lucky that I haven’t really dealt with any significant outages, maybe one per year so so. Makes a lot more sense when dealing with more frequent outages

My wife and I are buying a new house and are leaning towards renting out our current property. However, I'm getting very confused with the sheer number and variety of property management software available.

What we definitely need help with

• Advertising and finding tenants - We've never rented out a property before, and we don't know anything about advertising the property to reach the most potential renters, how to organize a showing. Whether we need to show the property or get somebody else to do it? All we know is what we've read on this subreddit and similar sources.
• Screening tenants - We know very little about performing background checks / income verifications etc... We just want people who will live a quiet life and not trash the house
• Lease agreements - We don't have a lease agreement and we're not lawyers. We want a lease agreement that is standard for our state that can be signed by both parties online
• Collecting rent - We want a platform that can collect from the tenant and remit to us. And process an eviction if the worst happens

What we might need help with

• Repairs and maintenance - Our new house is only 15 minutes away, but we do travel quite a lot and we both have busy lives. We know very little about home maintenance so our most likely answer to any maintenance issues is going to be what we do today, go to google and call a tradesperson. But if this happens while we're on the other side of the world, it would be good if there was a good way to handle it.

Don't care about

• Time it takes for us to receive the cash - As long as the tenant pays on time, we don't care about several days delay in getting the funds to us
• Taxes - We've got this part covered and don't need help with it

Most of what I'm reading seems to suggest Zillow or Avail could be a good fit. However, I'm confused about whether we need full service options like Nomad or Belong. And it seems like there are 25 other potential software packages that are adding more noise to our decision.

Can anybody help us out in understanding what we need?

Looking at a flood insurance policy on our home. We are in Zone X, and the lender is not requiring it but this is Houston so we want to purchase it. I'm clear on the difference between private and non-private insurance options, but where I'm getting extremely confused is how much coverage to purchase.

The house is worth $850k. Guestimate is that the land value is probably $150k - $200k, and maybe it would cost say $700k to rebuild the entire house. Should we insure for the whole $700k or a lesser amount? The bottom level has a garage, kitchen and a living room with everything else upstairs on level 2-3. It's certainly hard to imagine a flood wiping away more than $250k worth of structural damage unless the entire house needs to be rebuilt.

How do you think about this question for your home, and what did you settle on? Has anybody unfortunately experienced a loss due to flooding? What did it cost you and how did the insurance step in? Thanks in advance

Edit: i mean this in the nicest possible way, but the responses to this thread are illustrating my point very well. There is such a wide variety of answers, all of which I’ve considered carefully and aren’t any closer to an answer. I’m thinking maybe somewhere in the middle. Not all the way to $700k but higher than $250k for sure.

I bought a bunch of RTTs months ago, converted them to tickets and received them all through the app a couple of days before the tournament.

Then I bought one more RTT a few days ago, converted it, and no tickets. I’ve seen a few other threads from people here in a similar situation but no conclusive answers about how soon before the game the tickets are actually being received?

The game isn’t until July 3 so not panicking yet. But it would be good to know what to expect.