u/hellomoto320

For any recent graduates(anywhere in the last 10+ years) of the Computer Science, Data Science how has your postgrad experience been as a computer science program graduate(bs, ms, phd)? Do you think the curriculum prepared you well for industry? is the alumni community active and how is networking and navigating opportunities both inside and outside utah eg. California, New York, Washington, outside the US? How do you think the program and advising could be improved? What advice do you have for current and future students?

Are you eligible to apply for the NSF GRFP Fellowship if you have completed a masters degree at at a non-us university as a first time student or are you eligible only when you start your PhD program in the first year?

Hi!
I am trying to decide whether to open an HYSA with either Capital One or Marcus from Goldman Sachs. I know that Capital One has a lower APY than Marcus but the thing concerning me is that since Marcus is entirely an online account the customer service might be really bad whereas with Capital One there are physical locations to get help with account issues.

I'm wondering whether if I go with Capital One if I am leaving money on the table by not using Marcus for building an emergency fund because of the higher APY.

Are these valid concerns?