Friend told my husband you need a combined income of 300k to comfortably afford a baby in MA….
Now my husband seems frazzled and hesitant about our plan to start trying for a baby next summer. Obviously MA is a high cost of living state, and our combined income is about 170k right now. We’re hoping that will be closer to 180-185 in 2028 through promotions.
Is this true? I know a lot of people say you never feel 100% ready, and I don’t need to have the top of the line baby stuff, but we need to be able to afford our mortgage, necessities, part time child care, etc. My worst fear is waiting to start trying for the perfect time and then what if we have trouble?