Hey everyone. I'm looking for an RV Loan for a small camper. I'm in Michigan. Hoping for 100% LTV, but might go 90%. I called my local credit union, and their rates were OK, but not great. Would love to hear if someone got a great deal / rate. Any recommendations? Thanks.
Hi all,
I'm looking to finance a small camper. $50,000 at most (I've been looking at one of those Safari Altos), but probably closer to $10,000 - $20,000.
Anyway, is there a best place to get a loan for a camper these days? I am in Michigan. I have a car loan from DCU for 2.00% (crazy, I know) but I don't think they have rates that good anymore.
Would love to hear peoples' input. Thanks!
I've heard there out there. I assume it'd be a credit union, but I can't find one. Looking to do a cash out refinance and maximize what I can pull out.
I'm seriously considering a Safari Condo Alto R1723, but I have a unique situation.
My garage is:
According to the specs, the R1723 is about 107" tall with the roof fully raised.
My goal is to have a camper that I can potentially use while it's parked inside the garage. Ideally, I'd like something with:
My questions for Alto owners:
How wide is the raised roof section at the very top? Is it narrow enough that the peak could potentially fit between joists that are about 12" apart?
Has anyone measured the actual highest point when the roof is fully raised? Is the 107" spec conservative or pretty accurate?
Can the Alto be safely used if the roof is raised almost all the way, but not fully? For example, if I was 1-3 inches short of the fully locked position.
If the roof wasn't fully raised, would the bed, kitchen, toilet, and shower still be usable?
Has anyone spent time inside the Alto with the roof down? Could you realistically sit, sleep, work on a laptop, cook, use the fridge, use the bathroom, etc., with the roof completely lowered?
If you had my garage constraints, would you still consider the R1723, or would you recommend a different Alto model?
More broadly, is there a better option out there entirely? I'm open to:
Has anyone found a camper with a toilet, shower, and small kitchen that can fit through a standard 7' garage door and still be reasonably usable while stored in a garage?
Thanks!
I'm trying to find a camper I can actually live in while it's parked inside my garage.
Garage dimensions:
The important part is that the camper needs to be usable/open while inside the garage.
I've already looked at:
The problem is that even though some of these have roof peaks that might fit between joists, the joist bays are only about 12" wide. So realistically I think I need a camper with an occupied/open height of around 90" or less, not 104", unless I can fit the peak between that. I think the Safari Condo Alto R1713/R1723 could work though.
Requirements:
Does a camper like this exist, or am I looking at custom solutions, Hi-Lo style campers, or converting a cargo trailer?
Looking for specific makes/models.
No origination fees, no pmi, etc. You can get up to 95% LTV at a decent rate (around 7ish). Is it too good to be true or am I overlooking anything?
Navy Federal has a 95% LTV cash out refinance product, but curious if there are any that have 97%. Navy Federal doesn't require any pmi too since they're a credit union. Any others at 97% LTV?
I can only get out 80% of the equity of the home. Is there a way to get out any more of the 20%, if not all of the 20%?
I've read it should be installed vertically, but should I have it so the tank is above or below the connector? I put to pictures below showing what I mean (nozzle down or nozzle up).
I'm in a 1,350 sq ft house. I have two bathrooms, one kitchen. Should I do a 2.2 or a 4.4 gal expansion tank? I was going to go with Amtrol (this one in particular: https://www.ferguson.com/product/amtrol-therm-x-trol-2-gal.-thermal-expansion-tank-ast5/70595.html?searchIndex=13)
I posted here previously about which water heater to get:
https://www.reddit.com/r/askaplumber/comments/1tbjukq/bradford_white_vs_rheem_power_vent_what_should_i/
I ended up deciding on the Bradford White RG1PV50S6N 50-gallon power vent.
Someone there also recommended adding a thermal expansion tank:
https://www.reddit.com/r/askaplumber/comments/1tbjukq/comment/oli39fd/
They suggested a 4.4-gallon expansion tank, but I haven’t really gotten clarity on:
My plumber will source it from Ferguson:
https://www.fergusonhome.com/
House details:
Questions:
Trying to do the install correctly the first time without overcomplicating things. Thanks.
I'm getting my water heater replaced with a power vent. This is what I could get:
| Brand | Size | Model | Installed Price |
|---|---|---|---|
| Rheem | 40 Gallon | PROG40-40N-RH67-PV | $1,725 |
| Rheem | 50 Gallon | PROG50S-36N-RH67-PV | $1,850 |
| Bradford White | 40 Gallon | RG1PV40S6N | $1,725 |
| Bradford White | 50 Gallon | RG1PV50S6N | $1,850 |
I'm learning towards the 50 gal for either Bradford White or Rheem. Which would you guys do? Also, for that price range, would you go with a different model? If so, which one?
