u/iosdev1992

I am getting the Osmo 360 at a very discounted price of $325 dollars. I have been following up and waiting for the prices to fall for months now, but it never budged it's $470 price point until now. I was about to buy it until I found out about the lens replacement issue, DJI has no official support in India, so a minor scratch on the lens and I would have to depend on third party repairs which honestly I do not prefer. I am also getting the Insta 360 X4 air at a slightly higher price $356, I am so torn between these two. I personally prefer the footage on Osmo 360, but the lens replacement is very easy on Insta 360, as one can do it at home. I would like to how fragile or easy it is to scratch the lens? I will be using it occasionally for vacations or to shoot some motorcycle content. I have seen some lens protectors online but again the reviews on those are super mixed, so suggestions from people who already own one are welcome. Which one would you personally prefer?

I am stuck in understanding the section 24 in new tax regime and online tax calculators are confusing me even more, here is the situation, person A owns 2 flats, one is self occupied and other one is let-out. In new regime there is no deduction on self occupied properties so that part can be ignored. Let's assume person A makes 14 LPA, earns 2.5 lakhs from rental income and the interest paid to bank on let out property is 4 lakhs. My understanding is that total income of person A is 14+2.5 =16.5, and since the interest on let out properties is deductible with no limit 16.5-4 =12.5 is the net income, with an additional 75k standard deduction the taxable income should be 12.5-0.75=11.75 lakhs. Now every online calculator I tried does not show the same calculation, what am I missing or misunderstanding in the above equation, please help.