u/jsttob

If you are like me and up to your ears in Bilt Cash, you are looking for ways to burn it at every turn.

If you live in California, you’re in luck!

This has been discussed before, but adding my successful DP: simply redeem the $10 monthly credit in the Bilt app, follow the (cumbersome) link and “add to wallet” on your phone (e.g. Apple Wallet), go to your nearest Walgreens and tell the clerk you’d like to “cash out a gift card.”

Voila! You’ll walk away with $10 in your pocket.

It’s not much, but every little bit helps, and it’s better than expiring at the end of the year, or worse, buying something you don’t need.

Hope this is helpful!

Bilt’s T&C state:
>Promotional codes are valid for thirty (30) days from the date of redemption.

However, once redeemed in Grubhub (May 17, 2026), the latter state:

>Offer expires at 2:59AM EST on 06/01/2026.

So in theory you could redeem this on the last day of a given calendar month, and only have less than 24 hours to use it, since it appears they are in fact linked to the former.

I know this topic has been discussed before, but it really is sloppy on Bilt’s part. Either update the T&C or compensate users for the blatant false advertising.

I have a 401k from an old job that I’d like to rollover. A large chunk of this money is in the plan’s Roth 401k bucket via instant in-plan conversion from after-tax (i.e Mega Backdoor).

My question: is there anything I should watch out for (re: withdrawals) if I roll this money into an existing Roth IRA with normal contributions + earnings?

I assume normal withdrawal ordering rules apply and the basis from the aftax 401k would come out immediately following the contributions? Could anyone confirm from experience?

Any other special tax issues to watch out for?

Thanks.

I have a 401k from an old job that I’d like to rollover. A large chunk of this money is in the plan’s Roth 401k bucket via instant in-plan conversion from after-tax (i.e Mega Backdoor).

My question: is there anything I should watch out for (re: withdrawals) if I roll this money into an existing Roth IRA with normal contributions + earnings?

I assume normal withdrawal ordering rules apply and the basis from the aftax 401k would come out immediately following the contributions? Could anyone confirm from experience?

Any other special tax issues to watch out for?

Thanks.