u/kamvisionaries

hit my goal amount one month earlier than projected!

hit my goal amount one month earlier than projected!

Have no one to share this with, and this subreddit has really inspired me to be financially responsible! I made it a goal to reach 220k in savings & investments on or before I turn 22. I still have about a month left before then :D

For context, I have a part-time remote job that I'm able to juggle with my studies. We're not rich, but I'm fortunate enough to still be supported by my family financially (mainly just living expenses since I have a full-ride college scholarship), so I'm able to save most of my earnings while also being able to spend & invest in experiences, especially ones that expand my horizons, put me in situations where I get to meet more people, & just grow in general, which I consider really valuable forms of non-monetary investment, especially as I'm still a young adult & currently building & cultivating the community around me.

I come from a middle-class background, the kind where we have just enough to cover the needs but not so much the wants, and it puts me in this position wherein I'm (truly) fortunate enough to have a roof over my head and be able to eat 3 times a day while still having this burning desire or hunger to dream big and grind for my future 'cause I know I don't have that kind of safety net other people have.

My financial baskets are really all over the place right now and I've yet to nail down my strategy, but I've been really busy with uni lately so currently I've just been trying to stay consistent with my monthly deposits without thinking about it too much to lessen the friction, but when I get more free time this summer I'll be thinking this through more!

Would really appreciate some advice on how I can manage & grow my money better or more efficiently especially for someone my age who's interested in investing long term. Thank you so so much!

u/kamvisionaries — 12 days ago