u/keyplayer2

I recently exited Parag Parikh Flexi Cap Fund (i was fed up to be honest from last 2 years) and now I’m looking for a good alternative.

I’m looking for a fund with strong long-term potential and consistent performance.

I’m okay with volatility if the long-term returns justify it.
What would you choose today and why?

Currently I’m holding

Nippon multi asset
Jio black rock small cap
ICICI large & mid cap

I currently have these credit cards:

ICICI HPCL Super Saver RuPay
HDFC Swiggy Credit Card
ICICI Coral

I’m trying to build a solid long-term credit card portfolio rather than collecting random cards.

My priorities are:
Travel (airport lounge access & flight bookings)
Cashback/value on online spends
Fuel (Better one)
Good reward points

Based on these priorities , which one should I get next?

Please mention **why** you’re recommending it and what gap it fills in my current setup.

Thanks!