My mom's PNC account was charged off...am I responsible for it?
Not sure if this is the right place to post, but I would appreciate some help!
My mother passed away last year and I recently received a letter from a debt collector claiming that I owe PNC Bank money.
I lived with my mother up until the end of 2017, and she gave me my own debit card to her account so I could buy groceries for her if I was at work and she needed something. I never used the card after I moved out, so PNC never sent me a new one after mine expired.
PNC is claiming that since I signed for a "signature card," that I am responsible for any debts owed.
I never agreed to be a joint owner of her bank account, and it has never been reported to any of the major credit bureaus, nor is it on my ChexSystems report.
I've requested all of their supporting documents regarding this claim, but can they legally hold me responsible for her charged off checking account?
Also, not sure if it matters at all, but my mom's PNC account was left to my aunt in her will; my aunt is also the executor of her estate, so I've asked her to reach out to PNC about this.