Login

u/mark213a

r/TelstraAustralia r/TransPerth r/cocktails r/perth r/creditcardchurningAus
Replacement for CommBank Smart Awards CC after todays announcement
▲ 26 r/creditcardchurningAus

Replacement for CommBank Smart Awards CC after todays announcement

Any cc's out there that you know of of that has no FX fees, travel insurance and decent rewards without requiring a package account, home loan or transaction account?

I Took out a CommBank Smart Awards back in April 26, but with the announced changes

its pretty much removed every reason I had it.

The changes they have done are:

  • Return of international transaction fees
  • Monthly fee no longer waived
  • Rewards program effectively gutted - Dont have a Transaction Account so dont qualify for Yello points
  • Travel insurance and other benefits reduced

For me, Smart Awards is basically dead from 1 Oct onwards.

Quite a few have announced it seems so just worth asking here if there is something that covers this unicorn list.....

  • No international transaction fees
  • Rewards or cashback (doesn't need to be Qantas)
  • Complimentary travel insurance
  • Reasonable annual fee
  • Visa or Mastercard (not Amex)
  • Additional cardholder option
  • Standalone credit card (no linked transaction account, package account or home loan required)
  • Suited to someone who pays the balance in full every month

I've already ruled out:

  • CommBank - no longer worth it
  • Westpac - not good product
  • Macquarie - home loan
  • ING - requries transaction account
  • Revolout - expensive

Current shortlist:

  1. Bankwest More Platinum
  2. Bankwest More World
  3. NAB Rewards Travel (currently NAB Rewards Signature)

Bankwest has announced rewards earn rate changes from 1 Oct, but they appear to be retaining no FX fees, travel insurance and cashback redemption options.

NAB has increased to a fixed $395 annual fee and rewards program changes from 1 Oct.

  • Anything Ive missed here to be on a shortlist to look at?
  • Worth waiting or moving given these annoncements have happened to BW and NAB already?
u/mark213a — 24 hours ago
▲ 251 r/perth

Cost of Living Relief from Coles Warwick

Start the car for that discount people's.

u/mark213a — 20 days ago
▲ 23 r/cocktails

Kahlua Especial Discontinued

So the wife loves Kahlua Especial being the ABV at 35% and it's no longer so she is not coping now 😬

Any suggestions for an alternative with the higher ABV or how to convert the existing one to being stronger and bolder.?

u/mark213a — 1 month ago
▲ 2 r/TelstraAustralia

Mobile Data in Perth CBD Rail Tunnels

I'm with full Telstra and - expecially at peak - mobile coverage data speed in Perth Underground station and in the tunnels is awful. Its lucky to even hold a voice call.

I believe the tunnel feeders are TransPerth/PTA owned/controlled so when I raised a complaint back in mid-2021 with Telstra they blamed TransPerth and TransPerth blamed Telstra - and it went nowhere.

Under the notes for that complaint Telstra advised as this is a Transperth access tunnel that Transperth are required to report it to the operator for any issues with the service and could not act on my complaint as an end user. As such they are unable to do any work on this unless the operator of the tunnel (Transperth) investigates and escalates the fault.

I complained to Transperth who fired it back to me as saying they arent responsible for mobile coverage, and closed the case, and it went round in circles. I then raised with the TIO and they sided with the operator stating that the "client" was the PTA.

I was at a loss now as Transperth denied any issue, Telstra refused to act without Transperth escalating it. At this point it was now going to have to be a complaint raised to the Transport Minister with the WA govt or go to the press. But without others complaining it was pointless .

Its now mid 2026 , 5 years on, and its still going on.
....

I saw this post but it was archived, so had to open a new thread
https://www.reddit.com/r/TelstraAustralia/comments/1nvtelq/perth_rail_mobile_data_how_to_escalate/

Compared to Singapore we are backward.

reddit.com
u/mark213a — 3 months ago
▲ 8 r/TransPerth

Mobile signals in CBD Tunnels

I'm with full Telstra and - expecially at peak - mobile coverage data speed in Perth Underground station and in the tunnels is awful. Its luck to hold a voice call.

Is it just me or is it Telstra in the tunnels?
I believe the tunnel feeders are TP/DOT controlled so when I raised a complaint with Telstra they blamed TP and TP blamed Telstra - and it went nowhere.

Compared to Singapore we are backward.

These are definately Telstra issues, but for the record for me, theres a super annoying dead spot as well as the Yanchep line heads north out the tunnel and goes under the Mitchell Fwy in Northbridge. As well as another dead spot just south of Whitfords station. Regular calls drop and no data at either of these spots.

reddit.com
u/mark213a — 3 months ago